http://articles.getacoder.com/news_and_society/economics.htm Free Content For Your Website http://creativecommons.org/licenses/by-nc-nd/2.0/ Now that the foreclosure crisis has taken the economic lives of hundreds of mortgage lenders, a handful of banks, and untold numbers of families, it makes sense to evaluate what has happened to engineer the events now taking place. With a central bank controlling the money supply and the nation enjoying issuing the reserve currency of the world, it is not difficult to analyze how the country has been set up to be sold off to the highest secret foreign corporate bidders. Sat, 04 Oct 2008 07:17:26 -0400 http://articles.getacoder.com/After_the_Foreclosure_Crisis,_The_Corporations_Will_Take_Over_1557248x1223119046.htm http://articles.getacoder.com/After_the_Foreclosure_Crisis,_The_Corporations_Will_Take_Over_1557248x1223119046.htm Gas taxes are unpopular in the U.S., although they're remarkably low compared with those in other countries-and even, adjusting for inflation, much lower than in the late nineteen-fifties. Sun, 21 Sep 2008 07:14:49 -0400 http://articles.getacoder.com/Gas_Price_Taxes!_1458346x1221995689.htm http://articles.getacoder.com/Gas_Price_Taxes!_1458346x1221995689.htm In recent times, the status of our economy has really been questioned. From the weakening of the American dollar to an increasing amount of debt, the countries current financial crisis has continued to dwell and even breed. Now, in recent weeks, concerns are being rose up about the status of our banks. Mon, 15 Sep 2008 19:04:57 -0400 http://articles.getacoder.com/US_Banks_Are_in_Trouble_1555399x1221519897.htm http://articles.getacoder.com/US_Banks_Are_in_Trouble_1555399x1221519897.htm Questioning your future, now, medium, long term. Are you debating your future, where do you go from here and what changes can you make. Sun, 14 Sep 2008 04:18:46 -0400 http://articles.getacoder.com/Times_They_Are_a_Changing_1557075x1221380326.htm http://articles.getacoder.com/Times_They_Are_a_Changing_1557075x1221380326.htm The American economy is slowing down - perhaps even beginning to contract. As prices also rise and employment prospects weaken, the financial pressure on American consumers is driving down product demand and raising the number of loans entering default. Sun, 14 Sep 2008 03:22:15 -0400 http://articles.getacoder.com/Americas_Federal_Reserve_-_The_Politics_of_Loans_and_Inflation_1458348x1221376935.htm http://articles.getacoder.com/Americas_Federal_Reserve_-_The_Politics_of_Loans_and_Inflation_1458348x1221376935.htm There is no "riding out" the current economic crisis. If you follow the news you hear comments like: we can ride this downturn out, things have been worse, it won't last too long, and the economy will turn around and other similar non-reassuring commentaries. These people have their heads in the sand; things will not return to "normal. Tue, 19 Aug 2008 22:43:18 -0400 http://articles.getacoder.com/No_Riding_Out_Economic_Downturn_1548326x1219200198.htm http://articles.getacoder.com/No_Riding_Out_Economic_Downturn_1548326x1219200198.htm Lawsuits threaten the banks from all sides - from state attorneys general, consumer class actions, and investor backlash. Shifting liability for the subprime debacle back to the banks could bankrupt even the biggest banks. But that might not be the end of the world . . . Sun, 17 Aug 2008 12:21:55 -0400 http://articles.getacoder.com/Let_the_Lawsuits_Begin_-_Banks_Brace_For_a_Storm_of_Litigation_1555813x1218990115.htm http://articles.getacoder.com/Let_the_Lawsuits_Begin_-_Banks_Brace_For_a_Storm_of_Litigation_1555813x1218990115.htm Looking into the future all we can see if high gas prices, when will this stop? Will we still be able to afford to drive our cars a year from now? Tue, 12 Aug 2008 22:31:56 -0400 http://articles.getacoder.com/High_Gas_Prices_When_Will_This_Stop_1551924x1218594716.htm http://articles.getacoder.com/High_Gas_Prices_When_Will_This_Stop_1551924x1218594716.htm There is nothing like a clock for telling the time. But when the clock is out, it can turn your world upside down. Some people have claimed that investing is a simple as looking at the economic clock. These people tend to overlook that the time to invest in one part of the world is not the same in another part of the world... Sun, 03 Aug 2008 21:09:34 -0400 http://articles.getacoder.com/The_Economic_Clock_Has_Malfunctioned_1396690x1217812174.htm http://articles.getacoder.com/The_Economic_Clock_Has_Malfunctioned_1396690x1217812174.htm I empathize with you because the economy is in the dumps. All of us feel the effects, however, by empowering your mindset and motivation you will see it doesn't matter what the economy does. It matters what you do. I know if you take spirit-enhancing action to produce spirit-enhancing results the economy will come roaring back and go to all-time heights. That's the power of the human spirit. Sun, 03 Aug 2008 04:22:30 -0400 http://articles.getacoder.com/What_to_Do_in_an_Economic_Recession_1458347x1217751750.htm http://articles.getacoder.com/What_to_Do_in_an_Economic_Recession_1458347x1217751750.htm What is the hybrid engine about? This is like a submarine engine. Where there are nuclear-electric and some are diesel-electric. Any vehicle that combines two or more sources of power that can directly or indirectly provide propulsion power is a hybrid, some freedom of use is there. Sat, 02 Aug 2008 00:20:46 -0400 http://articles.getacoder.com/The_Great_Driving_Dilemma_1548141x1217650846.htm http://articles.getacoder.com/The_Great_Driving_Dilemma_1548141x1217650846.htm UK residents over the age of 55 are being hit hardest by the rises in living costs and the tightening in consumer credit markets, Skipton Building Society has found. According to research recently published by the group, Britons in this age group are more likely than any other to have tightened their belts in recent months as fuel, food and energy costs increase and credit, mortgages and loans become more difficult to come by. In the first report in a Credit Crunch Britain series, Skipton identifies that more than eight out of ten (84 per cent) ... Thu, 31 Jul 2008 23:42:22 -0400 http://articles.getacoder.com/Pensioners_Hit_Hard_by_Credit_Crunch_1415914x1217562142.htm http://articles.getacoder.com/Pensioners_Hit_Hard_by_Credit_Crunch_1415914x1217562142.htm There are many homeowners who are now upside down on their homes and being crushed from their adjustable rate mortgage. As the real estate market worsens, many will find themselves between a rock and a hard place since they can't afford the mortgage and yet they can't sell it for what they need since they owe way more than what they can get. That is if they could even find a buyer. Thu, 31 Jul 2008 09:36:00 -0400 http://articles.getacoder.com/Lie_Caused_Housing_Bubble_-_Did_You_Fall_For_It_1396652x1217511360.htm http://articles.getacoder.com/Lie_Caused_Housing_Bubble_-_Did_You_Fall_For_It_1396652x1217511360.htm Imagine you are an Oil Exporting Country, oh yah, imagine your good fortune, but is it really all it's cracked up to be, remember; all good things come to an end. Indeed, a recent economic survey of African Nations showed excessive inflation of oil exporting countries and moderate to high inflation of non-oil exporting countries. While both categories of nations faced higher food prices. Thu, 31 Jul 2008 09:06:56 -0400 http://articles.getacoder.com/What-cha_Gonna_Do_When_Your_Nations_Oil_Runs_Dry_1396627x1217509616.htm http://articles.getacoder.com/What-cha_Gonna_Do_When_Your_Nations_Oil_Runs_Dry_1396627x1217509616.htm What is e-currency really? What can I use it for? For thousands of years, the currency preferred for paying taxes was not necessarily the same as the currency preferred by merchants. Is e-currency the return of this phenomenon? Mon, 28 Jul 2008 21:43:09 -0400 http://articles.getacoder.com/E-Currencies_and_the_Future_of_Money_-_Part_2_-_is_E-currency_Really_Currency_1396614x1217295789.htm http://articles.getacoder.com/E-Currencies_and_the_Future_of_Money_-_Part_2_-_is_E-currency_Really_Currency_1396614x1217295789.htm If the previous year of record foreclosure rates, falling home values, a declining stock market, and continuing inflation have seemed like too much catastrophe for the US economy to bear, just wait. There will be no short term recovery in the housing market; in fact, foreclosures will continue to increase and property values will keep falling for at least the next year, with a second wave of foreclosures set to begin in the spring of 2009. Fri, 25 Jul 2008 02:16:21 -0400 http://articles.getacoder.com/Second_Wave_of_Foreclosures_Due_in_2009_As_Option_ARMs_Default_1415905x1216966581.htm http://articles.getacoder.com/Second_Wave_of_Foreclosures_Due_in_2009_As_Option_ARMs_Default_1415905x1216966581.htm We just received our contract price for fuel oil for next heating season and the price was $4.90/gallon. Our contract price for the 2007-2008 heating was $2.79/gallon. We used around 1,000 gallons to heat our home. We are not going to pay it! We have purchased a wood pellet furnace and bought 5 tons of pellets which should cover the majority of the heating season. Our pellet furnace, which is listed as carbon free, will be paid for in savings in one season! The pellets, at current prices, will save us some $3700/year. Assuming costs will rise proportionately, the pellets will always save us thousands of heating dollars every year while at the same time adding basically 0 carbon to the atmosphere. Thu, 24 Jul 2008 09:48:59 -0400 http://articles.getacoder.com/$4.90_Per_Gallon_1396616x1216907339.htm http://articles.getacoder.com/$4.90_Per_Gallon_1396616x1216907339.htm This article is about future of local markets in India. People are considering malls because of the variety they get and are slowing opening up to online shopping as the benefits are massive. Thu, 24 Jul 2008 02:32:51 -0400 http://articles.getacoder.com/Future_of_Local_Bazaars_(Markets)_in_India_1458343x1216881171.htm http://articles.getacoder.com/Future_of_Local_Bazaars_(Markets)_in_India_1458343x1216881171.htm Consumers view improving drainage systems throughout the UK as the first priority in an effort to reduce the risk of flooding around the country, according to new research. The results of a consumer survey published by the Association of British Insurers (ABI) has suggested that the majority of consumers feel that the risk of flooding is increasing. Using a sample of 1,000 people from areas of the country which were badly hit by last year's severe weather, the association found that 88 per cent of people viewed the threat of flooding as more pronounced than it used ... Thu, 24 Jul 2008 01:08:50 -0400 http://articles.getacoder.com/Improved_Drainage_-_A_Priority_in_Flood_Fight_1458350x1216876130.htm http://articles.getacoder.com/Improved_Drainage_-_A_Priority_in_Flood_Fight_1458350x1216876130.htm The low U.S. economy can be traced to economic decoupling, which means while global economies are growing like Jack's bean stalk the U.S. economy is more like a dwarf. It isn't growing well. The main economies that are spiraling upward are those of China, Russia, India, and Brazil. The slowing of our economy has paved the road for foreign products to move well in the world economy. Wed, 23 Jul 2008 13:32:36 -0400 http://articles.getacoder.com/Low_US_Economy_Opens_Up_Markets_For_Foreign_Products_1458344x1216834356.htm http://articles.getacoder.com/Low_US_Economy_Opens_Up_Markets_For_Foreign_Products_1458344x1216834356.htm President Bush announced that he will give $ 770 million in aid to the world food program. I read the article with much delight and thought finally we are starting to make strides concerning the crisis. Wed, 23 Jul 2008 01:30:32 -0400 http://articles.getacoder.com/$770_Million_Is_A_Start!__But_It_Will_Take_More_1458355x1216791032.htm http://articles.getacoder.com/$770_Million_Is_A_Start!__But_It_Will_Take_More_1458355x1216791032.htm Do you know what is really implied by the term "food security"? Do you know who are the key organizations supporting international food aid? What can you do to help sustain food security? Did you know having sufficient food is not always equal to food security? In this article, the writer answers all these questions for readers to understand the situation better. Tue, 22 Jul 2008 04:33:10 -0400 http://articles.getacoder.com/What_You_Should_Know_About_Food_Security_1396653x1216715590.htm http://articles.getacoder.com/What_You_Should_Know_About_Food_Security_1396653x1216715590.htm The dire May public holiday weather and torrential downpours which met workers on their way back to the factories on Tuesday, following an extended weekend, has led to a hefty increase in orders for holidays overseas. Many people it seems are trying to dodge the unpredictable weather of the UK and go somewhere hot and sunny. Over the course of the bank holiday and particularly around Tuesday lunch time, online travel websites like, First Choice, lastminute.com and Thomson experienced incredible increases in online holiday bookings, some even by 22%. Mon, 21 Jul 2008 05:27:50 -0400 http://articles.getacoder.com/Demand_For_Short_Breaks_Increase_For_Money_Conscious_Briton_1415899x1216632470.htm http://articles.getacoder.com/Demand_For_Short_Breaks_Increase_For_Money_Conscious_Briton_1415899x1216632470.htm They say that love is what makes the world go around. On the other hand, they also say that money is what makes the world go around. So who is right? Sun, 20 Jul 2008 11:27:39 -0400 http://articles.getacoder.com/Capitalism_at_Its_Best_1396607x1216567659.htm http://articles.getacoder.com/Capitalism_at_Its_Best_1396607x1216567659.htm The U.S. created 17.6 million jobs between 1993-98, and created only 3.7 million jobs between 2001-06. However, U.S. real GDP growth was only slightly higher from 1993-98 than from 2001-06. So, the U.S. became much more productive in the 2000s, i.e. using fewer inputs to produce more output. In 2006, only 13 million U.S. workers were needed to produce $5 trillion in U.S. manufacturing output. So, much fewer inputs were needed for a given level of output in the 2000s compared to the 1990s. Sat, 19 Jul 2008 13:24:36 -0400 http://articles.getacoder.com/The_Real_US_Economy_1458342x1216488276.htm http://articles.getacoder.com/The_Real_US_Economy_1458342x1216488276.htm The US is currently dealing with the fallout from the mortgage crisis. The article looks at the current state of the US economy. Sat, 19 Jul 2008 05:07:33 -0400 http://articles.getacoder.com/How_Will_The_US_Economy_Recover_1396655x1216458453.htm http://articles.getacoder.com/How_Will_The_US_Economy_Recover_1396655x1216458453.htm Inflation is a sustained increase in the general price level. It means that there will be an increase in the cost of living and people will need more money to buy the same goods. A look at how it is measured and some of the costs it imposes on society. Fri, 18 Jul 2008 21:35:02 -0400 http://articles.getacoder.com/Understanding_Inflation_In_Economics_1396656x1216431302.htm http://articles.getacoder.com/Understanding_Inflation_In_Economics_1396656x1216431302.htm Who was bailed out, Bear Stearns or JPMorgan? The evidence for illegal insider trading Fri, 18 Jul 2008 13:42:26 -0400 http://articles.getacoder.com/Did_Bear_Stearns_Fall_Or_Was_It_Pushed__How_Insider_Trading_Looted_Shareholders_And_Taxpayers_1396663x1216402946.htm http://articles.getacoder.com/Did_Bear_Stearns_Fall_Or_Was_It_Pushed__How_Insider_Trading_Looted_Shareholders_And_Taxpayers_1396663x1216402946.htm The economy is souring. For executives whose agencies run one or more retail thrift stores, early, purposeful action can actually expand business. It's all about the discretionary income principal. Wed, 16 Jul 2008 15:54:29 -0400 http://articles.getacoder.com/If_You_Teach_a_Cannibal_to_Eat_With_a_Fork,_Have_You_Made_Any_Progress_1555856x1216238069.htm http://articles.getacoder.com/If_You_Teach_a_Cannibal_to_Eat_With_a_Fork,_Have_You_Made_Any_Progress_1555856x1216238069.htm This essay, more than most, is going to generate some controversy and criticism. But someone needs to say it. You cannot call a bottom in housing. Tue, 15 Jul 2008 06:42:09 -0400 http://articles.getacoder.com/You_Cannot_Predict_a_Housing_Bottom_1547663x1216118529.htm http://articles.getacoder.com/You_Cannot_Predict_a_Housing_Bottom_1547663x1216118529.htm Commenting on recent research suggesting that 18,000 people are refused credit daily, a spokesperson for financial advice resource Fool has said that there are limits on the amount that banks can loan in a tightened economic environment. According to David Kuo, head of personal finance at the firm, today's banks are operating in a more cautious economic environment and as a result are more reluctant to lend. unsecured credit was identified as an area of financial backing particularly constricted by the global uncertainty concerning economic stability. Mon, 14 Jul 2008 21:44:43 -0400 http://articles.getacoder.com/Expert_Says_Credit_Card_Firms_Can_Only_Lend_So_Much_1396691x1216086283.htm http://articles.getacoder.com/Expert_Says_Credit_Card_Firms_Can_Only_Lend_So_Much_1396691x1216086283.htm Soaring oil prices has taken center stage in most countries headlines recently, even partly causing the collapse of Haiti government. Many governments have came under tremendous pressure from its people and opposition politicians as they reduce their oil subsidy. Is that necessary, or are there better solutions that will affect the people less? Sun, 13 Jul 2008 15:41:56 -0400 http://articles.getacoder.com/Oil_Price_Taking_Center_Stage_in_Politics_and_Markets_1544127x1215978116.htm http://articles.getacoder.com/Oil_Price_Taking_Center_Stage_in_Politics_and_Markets_1544127x1215978116.htm Part III from the eight parts concerned with the analysis of post-capitalistic global situation, rise a true democratic systems, decline of living standards, wages and other benefits in the United States and other developed countries. In Part II, the nature and situation of individual, one of the three components of the American society, was discussed and here the other two components: private organizations and public institutions are analyzed presenting a serious lack of democracy and the reasons for it. Sat, 12 Jul 2008 06:44:52 -0400 http://articles.getacoder.com/Post-Capitalistic_Free_Market_Economy_-_How_America_Can_Be_Rescued_(Part_III)_1396622x1215859492.htm http://articles.getacoder.com/Post-Capitalistic_Free_Market_Economy_-_How_America_Can_Be_Rescued_(Part_III)_1396622x1215859492.htm National Debt of the United States, in ratio to GDP, could become the highest in 50 years. National dept could rise above $10.000 billion during 2009. Thu, 10 Jul 2008 01:46:47 -0400 http://articles.getacoder.com/National_Debt_Of_United_States_Hitting_New_Highs_1396669x1215668807.htm http://articles.getacoder.com/National_Debt_Of_United_States_Hitting_New_Highs_1396669x1215668807.htm Bamboo is seen by many as one of the most exciting innovations in eco textile. Available in Mens and womens t-shirts demonstrates bamboo's soft, silk like quality. It is an antibacterial fabric, which stays around two degrees cooler in hot weather. Wed, 09 Jul 2008 13:39:59 -0400 http://articles.getacoder.com/Ethical_Clothing_1396660x1215625199.htm http://articles.getacoder.com/Ethical_Clothing_1396660x1215625199.htm On May 2nd, The Federal Reserve issued a statement about the crisis in liquidity which has bottlenecked global growth for several months. Since last August, banks have written down $300 billion in sub-prime related securities, but the IMF has predicted that the eventual cost will exceed $1 trillion. As major banks unloaded debt over the last half of 2007, their balance sheets became spread too thinly. As a result, they have become increasingly less willing to lend, especially to each other, preferring instead to shore up capital. Wed, 09 Jul 2008 00:57:31 -0400 http://articles.getacoder.com/Liquidity_Problems_Remain_1396665x1215579451.htm http://articles.getacoder.com/Liquidity_Problems_Remain_1396665x1215579451.htm Fed rate cut is possible on Wednesday, which will lower the rates on your credit cards, home equity lines of credit, and automobile loans to 5%. Most are anticipating a small interest rate cut of one quarter percentage point, since inflation is looming around with higher energy costs, and food prices across the board. It takes months for a fed rate cut to work itself throughout the economy, however with the inclusion of the economic stimulus plan, may are hoping this will be a needed jolt in getting our economy back on track. Wed, 09 Jul 2008 00:56:16 -0400 http://articles.getacoder.com/Fed_Rate_Cut_More_Than_Likely,_As_Inflation_Rears_Its_Ugly_Head_1396702x1215579376.htm http://articles.getacoder.com/Fed_Rate_Cut_More_Than_Likely,_As_Inflation_Rears_Its_Ugly_Head_1396702x1215579376.htm Know how a local government in a democratic third world country manages to increase its local revenue generation. The Philippines has a democratic government which starts the devolution of some services to local governments in the 1990s. There are several local government units which have already began exercising the mandates on fiscal powers and authority provided by the 1991 Local Government Code of the Philippines. The Province of Bulacan is one of those local government units that blaze the trail on innovations in the field of fiscal management. For such, it has received awards from international institutions and organizations such as the Konrad Adanuer Foundation. Tue, 08 Jul 2008 21:43:58 -0400 http://articles.getacoder.com/Increasing_Local_Government_Revenue_Through_Institutional_and_Structural_Reforms_1415911x1215567838.htm http://articles.getacoder.com/Increasing_Local_Government_Revenue_Through_Institutional_and_Structural_Reforms_1415911x1215567838.htm You have probably figured out by now that without money you really cannot own nor do anything. It is what drives the economy, provides jobs and helps the quality of life be that much more than just survival. Many people do not realize the impact currency has had on their lives nor do they realize how much history is involved with currency. Sun, 06 Jul 2008 14:44:42 -0400 http://articles.getacoder.com/Your_Currency_Questions_Answered_1396695x1215369882.htm http://articles.getacoder.com/Your_Currency_Questions_Answered_1396695x1215369882.htm If you have been watching the news, you know that the economic stimulus checks are coming. You may not be sure who is getting them, when they are coming, or how much they will be. I can help you out with that! Sun, 06 Jul 2008 08:24:07 -0400 http://articles.getacoder.com/The_Checks_Are_On_The_Way_1396694x1215347047.htm http://articles.getacoder.com/The_Checks_Are_On_The_Way_1396694x1215347047.htm A court case that revolves around a tiny Alaskan village may determine the fate of Big Oil. Two lawyers are prepared to charge the oil companies with conspiracy, according to an article in this month's Atlantic Monthly. Can they win? Sun, 06 Jul 2008 02:54:10 -0400 http://articles.getacoder.com/Will_Big_Oil_Go_The_Way_Of_Big_Tobacco_1396632x1215327250.htm http://articles.getacoder.com/Will_Big_Oil_Go_The_Way_Of_Big_Tobacco_1396632x1215327250.htm Recently annual session of CII was organized at New Delhi. The theme this year was Building People - Building India. The session provided a platform to Indian industry and politicians to come together. Read more about the session. Sat, 05 Jul 2008 18:12:44 -0400 http://articles.getacoder.com/Building_People_-_Building_India_1396693x1215295964.htm http://articles.getacoder.com/Building_People_-_Building_India_1396693x1215295964.htm The stock market has often been compared to a gambling casino, and indeed that is exactly what it has become. Its job sometimes seems to be to screw the most people out of their money and transfer wealth to the insiders of the game; hardly a way to help Americans share in the wealth of our corporate might or save for their retirements. Sat, 05 Jul 2008 17:58:47 -0400 http://articles.getacoder.com/Commodities_And_Stock_Markets_No_Longer_Viable_For_Gauging_Economy_1396654x1215295127.htm http://articles.getacoder.com/Commodities_And_Stock_Markets_No_Longer_Viable_For_Gauging_Economy_1396654x1215295127.htm There is no need to listen to the talking heads and pundits to figure out if we are in a recession. All you need to do is look at yourself. We are not unique. We are part of the crowd. Whatever we do, chances are, millions others do too. Thu, 03 Jul 2008 08:03:29 -0400 http://articles.getacoder.com/How_to_Accurately_Predict_a_Recession_1415908x1215086609.htm http://articles.getacoder.com/How_to_Accurately_Predict_a_Recession_1415908x1215086609.htm Part 3 in this series expands on e-currency by examining the characteristics of e-currency. Is it money? Is it an investment? Or just a payment system? The answers might be surprising. Thu, 03 Jul 2008 03:47:22 -0400 http://articles.getacoder.com/E-Currencies_and_Money_Part_3_-_Money,_Investment,_Payment_System,_Or_All_of_the_Above_1415904x1215071242.htm http://articles.getacoder.com/E-Currencies_and_Money_Part_3_-_Money,_Investment,_Payment_System,_Or_All_of_the_Above_1415904x1215071242.htm The dramatic increase in rice prices in the last 6 months has caused more families to fall below the poverty line. This article discusses the causes and solutions to the rice shortages in Asia especially the Philippines. Wed, 02 Jul 2008 20:41:36 -0400 http://articles.getacoder.com/Asian_Rice_Shortage_-_Philippines_Crisis_1396608x1215045696.htm http://articles.getacoder.com/Asian_Rice_Shortage_-_Philippines_Crisis_1396608x1215045696.htm As a business owner you may be confused about your plans for the economic slow down. Now is the best time to look at your marketing budget and increase it. Yes that is right, increase your marketing and sales budget. Don't be like the naive business owner that cut expenses. Read on and learn the logic behind this philosophy. Wed, 02 Jul 2008 14:04:49 -0400 http://articles.getacoder.com/Help_-_The_Economy_Is_Falling!_1396631x1215021889.htm http://articles.getacoder.com/Help_-_The_Economy_Is_Falling!_1396631x1215021889.htm In the free market system, when demand exceeds supply, prices rise, and there's excess profit. So, new supply is created, until excess profit disappears. This is a mechanism to keep supply and demand in equilibrium. "Speculation" helps keep future supply and demand in equilibrium, to prevent future shortages. Wed, 02 Jul 2008 10:34:02 -0400 http://articles.getacoder.com/The_Free_Oil_Market_1415907x1215009242.htm http://articles.getacoder.com/The_Free_Oil_Market_1415907x1215009242.htm In the new PM's cabinet in Spain there have been quite some changes. Although the successful campaign and previous mandate the Socialist government is still in the lead. One portfolio in this cabinet didn't change. And that is of economic affairs, led by Mr. Pedro Solbes... Tue, 01 Jul 2008 11:53:00 -0400 http://articles.getacoder.com/About_Spain_-_Principles_of_Socialism_1396673x1214927580.htm http://articles.getacoder.com/About_Spain_-_Principles_of_Socialism_1396673x1214927580.htm Commission structures bank charge their clients have often a product and or service-oriented component. Product-oriented structures have a lot of fixed fees, real service oriented structures are variable. Tue, 01 Jul 2008 10:50:05 -0400 http://articles.getacoder.com/Fresh_Banking_in_Spain_-_Stock_Brokerage_Commission_Fees_1415909x1214923805.htm http://articles.getacoder.com/Fresh_Banking_in_Spain_-_Stock_Brokerage_Commission_Fees_1415909x1214923805.htm You know what? Looking for the lowest gas prices around does not help you one single bit! Unless you plan on being very close to some gas station (for example, maybe on your way to work) that might have the lowest gas prices in your area, it is going to cost you more getting "to" those pumps! Here are some examples of things you should think about! Mon, 30 Jun 2008 18:56:50 -0400 http://articles.getacoder.com/Lowest_Gas_Prices_-_Looking_For_Lowest_Gas_Prices_Does_Not_Help!_Here_is_Why_1396618x1214866610.htm http://articles.getacoder.com/Lowest_Gas_Prices_-_Looking_For_Lowest_Gas_Prices_Does_Not_Help!_Here_is_Why_1396618x1214866610.htm Is the U.S. economy spinning out of control? Can anything be done to stop it? Sun, 29 Jun 2008 19:39:32 -0400 http://articles.getacoder.com/Talk_of_Recession_Harmful_to_Economy_1396624x1214782772.htm http://articles.getacoder.com/Talk_of_Recession_Harmful_to_Economy_1396624x1214782772.htm Months ago, the federal government put into place a series of programs, voluntary for the small number of banks participating in them, that were designed to help homeowners behind in their mortgages work with their lenders to modify the terms of their loans. Well, after months of these programs being in place, foreclosure rates have continued to increase. It seems few people are taking advantage of the government's guidance through these programs and use them to lower their monthly payments. Sun, 29 Jun 2008 01:23:50 -0400 http://articles.getacoder.com/Governments_Loan_Modification_Programs_A_Failure_So_Far_1396650x1214717030.htm http://articles.getacoder.com/Governments_Loan_Modification_Programs_A_Failure_So_Far_1396650x1214717030.htm It is immensely fashionable to forecast and to bemoan the death of the dollar. Popular opinion is heavily weighted toward the proposition that the dollar is bound for extinction. And yet, the charts of its counterpart, the euro, tell a different story. Sat, 28 Jun 2008 23:23:28 -0400 http://articles.getacoder.com/The_Death_of_the_Dollar_-_Japanese_Candlesticks_Say_Not_Yet_1396682x1214709808.htm http://articles.getacoder.com/The_Death_of_the_Dollar_-_Japanese_Candlesticks_Say_Not_Yet_1396682x1214709808.htm Its the Great Depression of the 30's in an alternative, conservative universe. In her book, "The Forgotten Man," Amity Schlaes tries to persuade us that the real victims of the Depression were not the average souls who swept streets or built dams under under the alphabet soup programs, but rather the poor persecuted moguls who have, traditionally, been regarded as the Depression's indifferent and unwitting architects. Sat, 28 Jun 2008 07:29:15 -0400 http://articles.getacoder.com/Who_Was_the_Real_Forgotten_Man_1556617x1214652555.htm http://articles.getacoder.com/Who_Was_the_Real_Forgotten_Man_1556617x1214652555.htm During these times of uncertainty, there is one thing that remains constant and that is in time things will change. If you are experiencing hard times it is of concern. The good news is that all these events are not permanent. Wed, 25 Jun 2008 23:18:06 -0400 http://articles.getacoder.com/A_Comment_of_Economic_Times_1415902x1214450286.htm http://articles.getacoder.com/A_Comment_of_Economic_Times_1415902x1214450286.htm One often wonders how today's economy affects the all might dollar. The truth is that most people have a hard decision to make about where to spend the dollar. The gas prices have risen above $4 a gallon leaving many people without other things they need to live. Tue, 10 Jun 2008 15:04:58 -0400 http://articles.getacoder.com/The_Dollar_and_the_Gas_Prices_1556715x1213124698.htm http://articles.getacoder.com/The_Dollar_and_the_Gas_Prices_1556715x1213124698.htm To those of us keeping a close eye on our finances, the official 3% inflation rate might seem a little short of the mark. It may well be above the Government's target of 2%, but to most UK households, a 3% rise in average costs would be affordable, if a little inconvenient. In reality, the UK has recently experienced some much sharper rises in costs of living that are putting many people under serious financial strain. Mon, 26 May 2008 17:55:56 -0400 http://articles.getacoder.com/The_Real_Cost_of_Living_-_And_Why_the_Inflation_Rate_Tells_a_Different_Story_1553272x1211838956.htm http://articles.getacoder.com/The_Real_Cost_of_Living_-_And_Why_the_Inflation_Rate_Tells_a_Different_Story_1553272x1211838956.htm When looking at Google-trends there is some search volume on the term "Kondratieff," but all entries have a European origin. I have checked EzineArticles.com too and the search for "Kondratieff" delivers no results. If the Kondratieff wave exists ... Fri, 23 May 2008 23:24:26 -0400 http://articles.getacoder.com/Kondratieff_Waves_-_Do_They_Exist_1556145x1211599466.htm http://articles.getacoder.com/Kondratieff_Waves_-_Do_They_Exist_1556145x1211599466.htm Sustainable economies are town based economies; they do not originate from Manhattan or Boston they are developed in back yards in suburbs. Sustainable economies are not dependent on huge financial centers they need home base local industry and consumer from the neighboring towns to thrive. Central grid stations, fossil fuel costs and energy crises don't hinder there growth as sustainable economies use simple renewable energy resources to satisfy there energy needs, groceries are picked from local farm markets instead of super market shelves. Mon, 28 Apr 2008 20:17:52 -0400 http://articles.getacoder.com/Sustainable_Economy_For_USA_1553531x1209428272.htm http://articles.getacoder.com/Sustainable_Economy_For_USA_1553531x1209428272.htm In the first quarter of 2008 the major gas supplier in the UK increased prices to the tune of 15%. The company attributed these increases to rising wholesale costs that needed to be passed on to end users to maintain profit margins. Sat, 26 Apr 2008 01:52:54 -0400 http://articles.getacoder.com/Compare_Gas_Prices_-_National_Gas_Supplier_Raises_Prices_1520657x1209189174.htm http://articles.getacoder.com/Compare_Gas_Prices_-_National_Gas_Supplier_Raises_Prices_1520657x1209189174.htm There is a massive buildup of wealth in the world. Something like 72 superyacht builders can't keep up with demand. The business jet business is off the charts, and, for the first time, most purchases are by individuals, not corporations. What recession? Wed, 23 Apr 2008 16:57:08 -0400 http://articles.getacoder.com/Global_Economy_Flattens_in_Structural_Change,_Not_Recession,_Absent_a_Frontier_1552462x1208984228.htm http://articles.getacoder.com/Global_Economy_Flattens_in_Structural_Change,_Not_Recession,_Absent_a_Frontier_1552462x1208984228.htm Gas food and other products are increasing in price. Survey that were taken to check to see how consumer felt about spending on big ticket items 66% say they would delay purchases. Jobs growth for the month last reported was the lowest its been in 2 years. The slow rate of growth is expected until the houses market correct. Forecast of turn around in early 2008 fail to occurs with the time tables prescribed by the data use to make there decision. Sun, 20 Apr 2008 01:20:18 -0400 http://articles.getacoder.com/The_Slumping_Housing_And_Job_Market_Are_Not_Showing_Any_Signal_Of_Recovery_1523567x1208668818.htm http://articles.getacoder.com/The_Slumping_Housing_And_Job_Market_Are_Not_Showing_Any_Signal_Of_Recovery_1523567x1208668818.htm The Fed has cut interest rates several times in 2008. This article discusses the problems associated with inflation which has followed the interest rate cuts. Thu, 17 Apr 2008 13:04:55 -0400 http://articles.getacoder.com/Commodities_Stoke_Inflation_Fears_1525302x1208451895.htm http://articles.getacoder.com/Commodities_Stoke_Inflation_Fears_1525302x1208451895.htm The results of the annual survey on world economies were published in Switzerland. Thereat, the specialists have identified the country with the best working conditions. USA still heads the list. Singapore and Hong Kong have also entered the list of the most attractive states. Thu, 10 Apr 2008 23:43:00 -0400 http://articles.getacoder.com/Qatar_is_Second_in_the_Income_Level_Per_Capita_1381042x1207885380.htm http://articles.getacoder.com/Qatar_is_Second_in_the_Income_Level_Per_Capita_1381042x1207885380.htm The price of gold is surging today, closing with the biggest percentage gain in 16 months. On a long-term basis, the price of gold is going to go even higher. Read this article and find out why! Wed, 09 Apr 2008 03:42:32 -0400 http://articles.getacoder.com/The_Price_of_Gold_Per_Ounce_is_Going_to_Go_Ballistic_-_Find_Out_Why_1547888x1207726952.htm http://articles.getacoder.com/The_Price_of_Gold_Per_Ounce_is_Going_to_Go_Ballistic_-_Find_Out_Why_1547888x1207726952.htm January is a time to look ahead and make predictions. As I look ahead, I can see one major trend. And it's one that will have repercussions for the economy as a whole. Mon, 07 Apr 2008 16:39:18 -0400 http://articles.getacoder.com/22_Startling_Predictions_for_2008_and_Beyond_1486873x1207600758.htm http://articles.getacoder.com/22_Startling_Predictions_for_2008_and_Beyond_1486873x1207600758.htm In recent months, fallout from the sub-prime mortgage scandal has been estimated in the hundreds of billions, up from figures of $100 billion maximum from the Federal Reserve only three months ago. While the Fed has, in an unprecedented move, cut interest rates three consecutive times in as many months, their cuts have always given investors the impression that a later cut was inevitable, cycling in a self-fulfilling prophesy that has played out poorly for the American economy as investment and stocks have been relatively cool. This behavior reflects a prevalent attitude that the situation will get worse before it gets better, and that uncertainty is the single biggest enemy of economic growth. Sun, 06 Apr 2008 05:15:29 -0400 http://articles.getacoder.com/The_Sluggish_Fed_-_Why_Its_Bad_for_the_Economy_1365957x1207473329.htm http://articles.getacoder.com/The_Sluggish_Fed_-_Why_Its_Bad_for_the_Economy_1365957x1207473329.htm This aging society problem is a prevalent issue in all societies save for some developing countries who have scant idea of the proper means of contraception. Most governments are worried about the competitiveness of their economy with the seemingly unavoidable declining population. Ironically, some people are even worried about the impacts it has on the stock market. For me, this is only the tip of the ice berg and contrary to popular thinking, not necessarily a bad thing. Fri, 04 Apr 2008 10:00:29 -0400 http://articles.getacoder.com/The_Market_Braces_for_the_Baby_Boomers_-_A_Singaporean_View_1381041x1207317629.htm http://articles.getacoder.com/The_Market_Braces_for_the_Baby_Boomers_-_A_Singaporean_View_1381041x1207317629.htm Over the holidays I spent an entire day in the lodge of a small, unknown ski area in Blowing Rock area of North Carolina while my grandson participated in his first ski daycare experience. Unable to leave the area I had many hours to "people watch", one of my favorite pass times. What I observed was a real eye opener! Thu, 03 Apr 2008 23:29:03 -0400 http://articles.getacoder.com/The_United_States_-_One_Big_Super_Wal-mart_1381043x1207279743.htm http://articles.getacoder.com/The_United_States_-_One_Big_Super_Wal-mart_1381043x1207279743.htm Unlike most investment advisors and strategists, I pay a lot of attention to politics, both here in America and in overseas markets. The politics of a country tells me a lot about the probability of long-term economic growth and stability - vital ingredients for successful investing. How does America stand up relative to other markets around the world as voters in New Hampshire go to the polls? Let's find out. Mon, 31 Mar 2008 18:45:30 -0400 http://articles.getacoder.com/Americas_Edge_in_the_Politics_of_Global_Investing_1369116x1207003530.htm http://articles.getacoder.com/Americas_Edge_in_the_Politics_of_Global_Investing_1369116x1207003530.htm The recent chaos at Northern Rock has seen thousands of customers withdraw their life savings, sending the company's future into uncertainty. Meanwhile, the Government spent days deliberating over whether to bail it out at all. But since Northern's lending model has always been heavily reliant on the money markets, wasn't this whole debacle foreseeable? Sun, 30 Mar 2008 15:16:28 -0400 http://articles.getacoder.com/The_Northern_Rock_Fiasco_1527175x1206904588.htm http://articles.getacoder.com/The_Northern_Rock_Fiasco_1527175x1206904588.htm The recent sub-prime crisis is unlike any faced by the financial system before in one dubious distinction: Its effects are exacerbated by globalization to an unprecedented degree. Recent developments help illustrate exactly how this credit crunch can be differentiated from others, such as the savings and loan scandals of the 1980's, by its fundamentally larger scale and complexity. Sun, 30 Mar 2008 04:31:19 -0400 http://articles.getacoder.com/Sub-Prime_Fallout_-_Why_Things_Are_Going_to_Get_Even_Worse_1362940x1206865879.htm http://articles.getacoder.com/Sub-Prime_Fallout_-_Why_Things_Are_Going_to_Get_Even_Worse_1362940x1206865879.htm If nothing else you have to admire the perseverance of this administration. No matter how bleak the news, the White House continues to put on a happy face and the December 2007 employment report is no exception. Fri, 28 Mar 2008 21:42:54 -0400 http://articles.getacoder.com/Lost_Jobs_-_Here,_There_and_Everywhere_1365958x1206754974.htm http://articles.getacoder.com/Lost_Jobs_-_Here,_There_and_Everywhere_1365958x1206754974.htm In the 2008 legislative session, the Florida state legislature must cut nearly one billion dollars from its operating budget. The recommendation from Governor Charlie Crist and the legislative committees is to cut from education. The main question left seems to be "how much can the schools afford to lose?" Unfortunately, despite the promises made during the Amendment 1 campaign that a tax cut would not affect Florida students, education is almost guaranteed to take one of the biggest financial losses this year. Sun, 23 Mar 2008 04:36:47 -0400 http://articles.getacoder.com/Florida_Education_Faces_Huge_Budget_Cuts_in_2008_1508296x1206261407.htm http://articles.getacoder.com/Florida_Education_Faces_Huge_Budget_Cuts_in_2008_1508296x1206261407.htm Starting with George Washington, there have been 43 presidents including the present one, George W. Bush. But how many Treasury Secretaries have there been? Sat, 22 Mar 2008 11:41:28 -0400 http://articles.getacoder.com/How_Many_Have_There_Been_1365961x1206200488.htm http://articles.getacoder.com/How_Many_Have_There_Been_1365961x1206200488.htm Many think that off shore manufacturing costs less. Follow along as we enumerate the issues involved in having plastic parts molded overseas. This Article by one of the few women CEO's in the Plastic Injection Industry covers Financial, Political, Intellectual Property and Environmental considerations. Sat, 22 Mar 2008 03:47:08 -0400 http://articles.getacoder.com/Its_Just_A_Plastic_Part_-_Why_Not_Buy_It_In_China_1499465x1206172028.htm http://articles.getacoder.com/Its_Just_A_Plastic_Part_-_Why_Not_Buy_It_In_China_1499465x1206172028.htm The high gas prices, the consequences of the credit crunch on the Real Estate Market, the increased cost of the Health Care and other negative events all, have been affecting the volume of the consumption of the Middle Class segment very negatively. While the richer segments of the US population, of which financial situation is more stable and do not feel the increased costs so painful, the drop of the current domestic consumption is due to the evident fact, that the majority of the US population which lives from paycheck to paycheck is trying to save money on its daily shopping. Wed, 19 Mar 2008 21:38:09 -0400 http://articles.getacoder.com/The_Impact_Of_The_Struggling_US_Economy_On_The_Consumption_Of_The_Middle_Class_1303574x1205977089.htm http://articles.getacoder.com/The_Impact_Of_The_Struggling_US_Economy_On_The_Consumption_Of_The_Middle_Class_1303574x1205977089.htm n the face of rising constraints in the financial markets, Britons appear to be evermore prepared to take steps to safeguard their spending. Such is the claim of Birmingham Midshires, following the release of figures from the financial services provider revealing that consumers are putting an increasing amount of money into savings accounts. According to the firm, the typical person deposited some 938 pounds into a savings vehicle during the last three months. Wed, 19 Mar 2008 19:01:35 -0400 http://articles.getacoder.com/Birmingham_Midshires_Reveals_Boost_In_Brit_Saving_Levels_1532155x1205967695.htm http://articles.getacoder.com/Birmingham_Midshires_Reveals_Boost_In_Brit_Saving_Levels_1532155x1205967695.htm At the beginning of 2008, the UK economy is doing reasonably well. Key economic indicators suggest a healthy economy. However, despite the good statistics there are concerns over the housing market and prospects of an economic downturn. Wed, 19 Mar 2008 17:50:58 -0400 http://articles.getacoder.com/Prospects_for_UK_Economy_1488560x1205963458.htm http://articles.getacoder.com/Prospects_for_UK_Economy_1488560x1205963458.htm Why is the U.S. government completely unconcerned about the decline of the U.S. dollar? Publicly, President Bush and Treasury Secretary Paulson claim that "a strong dollar is in our national interest" but both of them refuse to do anything about it. Read this article for a quick synopsis of the problem and how it effects you. Mon, 17 Mar 2008 11:17:02 -0400 http://articles.getacoder.com/Time_For_A_Stronger_US_Dollar_1508217x1205767022.htm http://articles.getacoder.com/Time_For_A_Stronger_US_Dollar_1508217x1205767022.htm How to adapt yourself in ever changing world of economy and current of globalization? Evolution and economics are not just analogous to each other, but they are actually two forms of a larger phenomenon called complex adaptive systems, in which individual elements, parts or agents interact, then process information and adapt their behavior to changing conditions. Sun, 16 Mar 2008 07:19:50 -0400 http://articles.getacoder.com/Have_You_Heard_About_Evonomics_1256257x1205666390.htm http://articles.getacoder.com/Have_You_Heard_About_Evonomics_1256257x1205666390.htm This is part 4 of the 8 part essay about socio-economic decline in developed countries leading to lower wages, health care and fringe benefits causing a substantial decline in living stadards particularly in the United states. However, these hardships moves the society toward a more democratic and equitable way of life despite the lower living standards. This article presents a glimps toward that future society, a truly democratic way of life, and prevailing norms controlling the individual life. Each of these 8 articles can be read independent from the others, but all together present the whole picture of the future society. Sat, 15 Mar 2008 14:19:28 -0400 http://articles.getacoder.com/Post-capitalist_Free_Market_Economy,_How_Can_US_Be_Rescued_(PartIV)_-_Democracy_As_a_System_1537612x1205605168.htm http://articles.getacoder.com/Post-capitalist_Free_Market_Economy,_How_Can_US_Be_Rescued_(PartIV)_-_Democracy_As_a_System_1537612x1205605168.htm This week, a storm of bad news gave markets cold feet, resulting in Friday's 250-point loss. While this pattern of volatility has been the status quo for stock exchanges worldwide for the better part of the year-to-date, another factor has caused at least as many difficulties for a much larger percentage of the global population: the recent skyrocketing prices in energy and food. Wheat and other cereal prices have more than doubled this year, causing widespread effects ranging from speculative overbuying, which exacerbates the problem, to food riots in many poor countries. Fri, 14 Mar 2008 13:03:44 -0400 http://articles.getacoder.com/The_Twin_Menaces_of_Inflation_1517328x1205514224.htm http://articles.getacoder.com/The_Twin_Menaces_of_Inflation_1517328x1205514224.htm An economy is officially in recession when Gross Domestic Production of a country is negative for two quarters or more. The stress here is on negative growth. However, it is likely that an economy may not experience any negative growth but a prolonged growth of reduced or very low growth, though not negative. Because of this, we may still feel like recessionary conditions though not declared officially as yet. Thu, 13 Mar 2008 11:02:39 -0400 http://articles.getacoder.com/Recession_In_The_US_Economy_1381040x1205420559.htm http://articles.getacoder.com/Recession_In_The_US_Economy_1381040x1205420559.htm The public welfare in the United States is formed to save money instead of people and to provide better living for all the people. The term welfare in the U.S commonly refers to the programs that are government-funded. Unemployed and underemployed men and women are provided with economic supports, goods and services. Tue, 11 Mar 2008 21:03:23 -0400 http://articles.getacoder.com/Welfare_in_the_United_States_of_America_1353009x1205283803.htm http://articles.getacoder.com/Welfare_in_the_United_States_of_America_1353009x1205283803.htm Millions of savers were shortchanged this year as banks and building societies failed to pass on the full benefits of rising interest rates. The Bank of England had increased interest rates from 5% in January 2007 to 5.75% in July. Sun, 09 Mar 2008 18:51:52 -0400 http://articles.getacoder.com/2007_-_Another_Great_Year_For_The_Banks_Scamming_Their_Customers_1331715x1205103112.htm http://articles.getacoder.com/2007_-_Another_Great_Year_For_The_Banks_Scamming_Their_Customers_1331715x1205103112.htm In recent days, the Federal Reserve, the European Central Bank, the Bank of Canada, the Bank of England, and the Swiss National Bank have teamed up to auction $110 billion off to world money markets in order to ease the recent liquidity crisis. But what is liquidity? Why should banks auction off money to deal with it? Sat, 08 Mar 2008 23:34:14 -0500 http://articles.getacoder.com/Why_Liquidity_is_Important_in_the_Current_Mortgage_Crisis_1277182x1205037254.htm http://articles.getacoder.com/Why_Liquidity_is_Important_in_the_Current_Mortgage_Crisis_1277182x1205037254.htm The financial contagion of the sub-prime mortgage crash continues to work its way through the nation's economic foundations like dry rot. But to put the blame on mortgage lenders, banks and the like is to mistake swelling for the fracture. The U. Fri, 07 Mar 2008 23:48:10 -0500 http://articles.getacoder.com/The_Dry-Rot_Economy_1505204x1204951690.htm http://articles.getacoder.com/The_Dry-Rot_Economy_1505204x1204951690.htm I live on a small social security check and have to make my dollar buy as much as possible. The big break I got was when the inexpensive made in China products became available. My closet is now stocked with quality clothes, that all have the made in china tag. Thu, 06 Mar 2008 03:42:38 -0500 http://articles.getacoder.com/Loving_Made_In_China_Tags_1331714x1204792958.htm http://articles.getacoder.com/Loving_Made_In_China_Tags_1331714x1204792958.htm Is there a direct causal relationship between charitable giving and prosperity? According to the latest research of a leading economist Arthur Brooks there is enough evidence to suggest that a strong relationship between giving and prosperity exists. Thu, 06 Mar 2008 01:12:38 -0500 http://articles.getacoder.com/Giving_To_Others_Will_Not_Only_Enrich_Thier_Lives,_It_Will_Prosper_Yours!_1303575x1204783958.htm http://articles.getacoder.com/Giving_To_Others_Will_Not_Only_Enrich_Thier_Lives,_It_Will_Prosper_Yours!_1303575x1204783958.htm With the ongoing talks on the effects of climate change to the world, an Australian doctor proposed to charge couples exceeding two children with lifelong climate change tax. This is a way of having sustainable funds in the fight against accumulating gas emissions caused by human activities. Tue, 04 Mar 2008 21:45:34 -0500 http://articles.getacoder.com/Expert_Urged_to_Tax_Parents_with_More_Kids_1261685x1204685134.htm http://articles.getacoder.com/Expert_Urged_to_Tax_Parents_with_More_Kids_1261685x1204685134.htm Economic growth in Singapore in the period 1960-1980 has been accompanied by a structural transformation of the economy. There has been a substantial increase in the share of manufacturing, transport and communication and financial and business services within the GDP at the expense of the trade sector (in particular entrepôt trade). Resources were reallocated from the tertiary- and primary sector to the secondary sector. Tue, 04 Mar 2008 19:50:56 -0500 http://articles.getacoder.com/Singapore_Economic_Growth_and_Development_1375100x1204678256.htm http://articles.getacoder.com/Singapore_Economic_Growth_and_Development_1375100x1204678256.htm Taking lessons from Enron in how to securitize and hide debt was apparently not a good idea for large banks, as they now have to deal with trillions of dollars of potentially bad debt. Even worse, no one can quite figure out who owns this bad debt, or how to get rid of it. But the Federal Reserve has stepped in to take care of even that problem, by offering to trade bad mortgage debt for Treasury securities. Sun, 02 Mar 2008 01:49:48 -0500 http://articles.getacoder.com/Hyperinflation_Depression_What_Will_be_the_Outcome_of_the_Feds_Banking_Panic_1509101x1204440588.htm http://articles.getacoder.com/Hyperinflation_Depression_What_Will_be_the_Outcome_of_the_Feds_Banking_Panic_1509101x1204440588.htm When money flows from the Federal Government, those areas that are in the flow of those expenditures see a huge economic benefit and this scenario has been repeated many many times over the last century. Within the last three decades I have had the pleasure of watching the rise and falls of such areas. I watched Southern California tank after all the aerospace workers got laid off (88,000). I have I watched military towns collapse when the government stopped spending on National Defense and BRAC closed bases. Fri, 29 Feb 2008 10:35:09 -0500 http://articles.getacoder.com/Federal_Budget_Cuts_Will_Kill_Federal_Spending_and_Hurt_the_Housing_Market_in_the_DC_Suburbs_1498684x1204299309.htm http://articles.getacoder.com/Federal_Budget_Cuts_Will_Kill_Federal_Spending_and_Hurt_the_Housing_Market_in_the_DC_Suburbs_1498684x1204299309.htm A tidal wave of difficult economic times is rushing towards us. Its arrival appears to be inevitable and the preliminary effects are already lapping at our shores. During the past twenty plus years, we have experienced two major economic bubbles. Thu, 28 Feb 2008 00:19:46 -0500 http://articles.getacoder.com/Stagflation_-_A_Two_Ton_Gorilla_in_a_Monkey_Suit_1521783x1204175986.htm http://articles.getacoder.com/Stagflation_-_A_Two_Ton_Gorilla_in_a_Monkey_Suit_1521783x1204175986.htm Well, its finally happened hasn't it, crude oil prices have topped $100 per barrel. One of the major problems is the lack of consumer confidence, which comes with high-oil prices. One, recent well-known industry blogger noted; "we have seen the fallout from rising gas & oil prices for the past year. It is one thing we can't do a darn thing about but doom & gloom isn't what we need right now. We just have to work smarter." Wed, 27 Feb 2008 13:33:02 -0500 http://articles.getacoder.com/Economic_Fallout_From_$100_Per_Barrel_Sweet_Crude_Oil_Prices_1362939x1204137182.htm http://articles.getacoder.com/Economic_Fallout_From_$100_Per_Barrel_Sweet_Crude_Oil_Prices_1362939x1204137182.htm As illegal immigration takes over as a top election issue, a Wall Street Journal- NBC News News poll reports - by nearly a two-to-one margin, Republican voters believe Free Trade is bad for the U.S. economy, a shift in opinion that mirrors Democratic views and suggests trade deals could face high hurdles under a new president. However, there still is another untold story behind this news. Sun, 24 Feb 2008 14:19:24 -0500 http://articles.getacoder.com/Free_Trade_Has_Only_Made_Matters_Worst_When_It_Comes_To_Illegal_Immigration_1209806x1203880764.htm http://articles.getacoder.com/Free_Trade_Has_Only_Made_Matters_Worst_When_It_Comes_To_Illegal_Immigration_1209806x1203880764.htm The economy, stupid was a phrase widely used during Bill Clinton's successful campaign against George Bush Snr. Right now, we could simplify the phase even further in relation to the prospects for the UK and US in 2008; Its the housing market, stupid. Sat, 23 Feb 2008 15:22:24 -0500 http://articles.getacoder.com/Its_Still_The_Economy,_Stupid_1518500x1203798144.htm http://articles.getacoder.com/Its_Still_The_Economy,_Stupid_1518500x1203798144.htm The unprecented intervention of the world's central banks yesterday, must have given hope to home owners and borrowers who were set to see the cost of credit rise. The Bank Of England, The Fereral Reserve, and the Central Banks of Canada, Europe and Switzerland are set to pump billions into the international money markets in a desperate bid to stave off the credit crisis. This is the first time the world's major central banks have taken co-ordinated action to pump extra money into the financial markets and it highlights the depth of concern over the global economy. Thu, 21 Feb 2008 17:15:49 -0500 http://articles.getacoder.com/Central_Banks_To_Rescue_The_Money_Markets_1224435x1203632149.htm http://articles.getacoder.com/Central_Banks_To_Rescue_The_Money_Markets_1224435x1203632149.htm Well, it finally happened didn't it, Oil is now $100 per barrel, think it doesn't matter then think again. Everything you buy every where you go was delivered by truck, train or plane and with prices up that means there is a hidden wholesale tax and that means inflation on the cost of goods. But how can we have inflation when the housing prices are tanking and the Q1, Q2 and Q3 there are expected twice as many homes to hit the market including foreclosures and the hail Mary short sales? Wed, 20 Feb 2008 03:01:42 -0500 http://articles.getacoder.com/100_Dollar_Per_Barrel_-_The_Barrier_Has_Been_Busted,_Your_Gas_Guzzler_Will_Get_Rusted_1357127x1203494502.htm http://articles.getacoder.com/100_Dollar_Per_Barrel_-_The_Barrier_Has_Been_Busted,_Your_Gas_Guzzler_Will_Get_Rusted_1357127x1203494502.htm A lot of CEO's, CFO's and whole companies have been blamed for being a part of the sub prime lending problem. People have had their homes foreclosed upon by banks and the market has suffered as whole. The real culprit of the sub prime problem has skated by un-blamed and has not suffered any consequences. Tue, 19 Feb 2008 08:09:27 -0500 http://articles.getacoder.com/Subprime_Lending_-_Placing_the_Blame_1331713x1203426567.htm http://articles.getacoder.com/Subprime_Lending_-_Placing_the_Blame_1331713x1203426567.htm The first wave happened last week (end of '07) with the R&L Carriers New Orleans Bowl which invited the Owls of Florida Atlantic University to take on the Tigers of the University of Memphis in the Louisiana Superdome. Experts estimated that the economic impact on the city was somewhere between $15 million to $20 million. Tue, 19 Feb 2008 03:29:18 -0500 http://articles.getacoder.com/The_Bucks_Stop_in_New_Orleans_Early_2008_1311767x1203409758.htm http://articles.getacoder.com/The_Bucks_Stop_in_New_Orleans_Early_2008_1311767x1203409758.htm What is Fair Trade? Development agencies recognized the important role that consumers could play to improve the situation for producers. By buying direct from farmers at better prices, helping to strengthen their organizations and marketing their produce directly through their own one world shops and catalogs, the charities offered consumers the opportunity to buy products which were bought on the basis of a fair trade. Sun, 17 Feb 2008 08:38:25 -0500 http://articles.getacoder.com/Fair_Trade_Childrens_Clothing_1303576x1203255505.htm http://articles.getacoder.com/Fair_Trade_Childrens_Clothing_1303576x1203255505.htm States are paying millions of dollars to get foreign auto assemblers to build their plants in the USA. Taxpayers are paying the toll. Find out how you are paying to lose your jobs with your tax money paying for foreign companies to build their assembly factories here with parts coming from the wage slave labor markets of the world. This is an example of what you get for your money. State of Indiana will end up paying about $150 million dollars for the Honda assembly plant... only 2,000 new assembly jobs will be created while 20,000 auto parts manufacturing jobs are lost. The new jobs will take years if ever to bring in a profit for the community as a whole. Most likely it will never make up for all the jobs that are lost. Sat, 16 Feb 2008 16:02:14 -0500 http://articles.getacoder.com/Coming_To_America_But_Not_Made_In_The_USA_-_Honda,_Toyota_Are_Coming_And_Youre_Paying_The_Toll_1107283x1203195734.htm http://articles.getacoder.com/Coming_To_America_But_Not_Made_In_The_USA_-_Honda,_Toyota_Are_Coming_And_Youre_Paying_The_Toll_1107283x1203195734.htm Hillary Clinton is proposing a $70 Billion stimulus plan for those with lower incomes--that's called trickle up. What I don't understand is why does it take seven years and $700 billion of trickle down to get us where we are? Fri, 15 Feb 2008 17:41:17 -0500 http://articles.getacoder.com/The_Big_R_1381047x1203115277.htm http://articles.getacoder.com/The_Big_R_1381047x1203115277.htm The new resolution and the optimism of the new year 2008 for the economic growth is dented by the unemployment report last week at 5%. This has prompted Fed to sooth-saying the market that the interest rate cut is imminent and is able to prop up the economy. However, one may wonder why the decision is announced after so many falls and news about the sub prime crisis have prevailed and how effective the previous policies on the market? Thu, 14 Feb 2008 20:03:36 -0500 http://articles.getacoder.com/Is_Fed_Fire_Fighting_Again_1381038x1203037416.htm http://articles.getacoder.com/Is_Fed_Fire_Fighting_Again_1381038x1203037416.htm According to the press service of the USA State Department in Washington, the consular fee paid at presentation of documents for receiving non-immigration visa to the USA rises in price starting with 1 January, 2008, from today's 100 dollars to 131 dollars. Among the reasons of increase in rates the State Department names inflation, the need for costs on new technologies and visa protection, as well as invoices issued by the FBI to the State Department for processing finger-prints of both hands taken at receipt of the visa documents. Tue, 12 Feb 2008 20:16:35 -0500 http://articles.getacoder.com/American_Visas_Shall_Rise_in_Price_Starting_With_1_January,_2008_1365960x1202865395.htm http://articles.getacoder.com/American_Visas_Shall_Rise_in_Price_Starting_With_1_January,_2008_1365960x1202865395.htm On paper, it appears the Treasury Department has managed to analyze income mobility inside out and backwards to come to the conclusion the poor are jumping up the income quintile ladder by leaps and bounds, while the rich are losing ground. Tue, 12 Feb 2008 06:15:23 -0500 http://articles.getacoder.com/The_Income_Mobility_Trail_of_Lies_1085518x1202814923.htm http://articles.getacoder.com/The_Income_Mobility_Trail_of_Lies_1085518x1202814923.htm Some United States towns have declared themselves Fair Trade Towns. Others have formed committees and are working toward Fair Trade Town status. Learn what a "Fair Trade Town" is and what five goals need to be met for a town to declare itself a Fair Trade Town. Mon, 11 Feb 2008 20:41:02 -0500 http://articles.getacoder.com/Is_Your_Town_A_Fair_Trade_Town_1485599x1202780462.htm http://articles.getacoder.com/Is_Your_Town_A_Fair_Trade_Town_1485599x1202780462.htm The country's financial outlook has continued to worsen, new studies show. In Nationwide's most recent consumer confidence index, Britons' financial optimism dropped by one point over the course of December to stand at 85 - the lowest score noted since February 2007. Despite the decision by the Bank of England's monetary policy committee (MPC) to lower the base rate of interest earlier on in the month, the financial services firm claimed that many people are uncertain about the economy. Mon, 11 Feb 2008 04:44:53 -0500 http://articles.getacoder.com/Consumers_Continue_To_Be_Uncertain_About_Finances_1375099x1202723093.htm http://articles.getacoder.com/Consumers_Continue_To_Be_Uncertain_About_Finances_1375099x1202723093.htm The hard earned income of the 40 lakh non-resident Indians are declining along with the export units' profit in the country. During the last six months, the appreciating rupee has brought down their earnings by 15 percent in rupee terms. No NRI who sends money to India can escape this 'rupee effect' since the dollar is the intermediary currency in determining the exchange value between a non-dollar currency and the Indian rupee. Sun, 10 Feb 2008 05:37:49 -0500 http://articles.getacoder.com/Strong_Money_-_A_Bad_Strike_for_the_NRIs_1052657x1202639869.htm http://articles.getacoder.com/Strong_Money_-_A_Bad_Strike_for_the_NRIs_1052657x1202639869.htm This article concerns the recent loss of value of the US dollar relative to other currencies and the possible positive effects thereof. The greenback has been slipping against the euro, the Chinese Yuan, and the pound for the past nine months or so, reaching record lows amidst a global credit crunch and plummeting real estate prices. What does this mean for US growth? Fri, 08 Feb 2008 23:18:37 -0500 http://articles.getacoder.com/Weathering_the_Storm_of_the_Slipping_Dollar_1186600x1202530717.htm http://articles.getacoder.com/Weathering_the_Storm_of_the_Slipping_Dollar_1186600x1202530717.htm Here is the first (hopefully of many) Special Report from the EconomyGuy. The topic this time is President Bush's Plan to maintain current interest rates on sub-prime mortgages. There is so much to say about this topic that this report could be too long. I will keep it shorter by making some simplifying assumptions, and drawing conclusions on what the plan means. One thing is way too obvious. It is very hard to find DETAILS on how this plan will be implemented. That omission in the news tells me that either people don't want to talk about it, or it hasn't been fully worked out yet. Fri, 08 Feb 2008 07:30:00 -0500 http://articles.getacoder.com/Special_Report_On_Bushs_Sub-Prime_Meltdown_Plan_1224436x1202473800.htm http://articles.getacoder.com/Special_Report_On_Bushs_Sub-Prime_Meltdown_Plan_1224436x1202473800.htm Worried about the Over All Economy? Well, I am and as an Economic Advisor to the Online Think Tank, well that's my job, to watch the trends, charts, world issues and put it all together. There are a few economic indicators that I follow quite closely in judging the US Economy in forecasting and these indicators are probably not what you think. Thu, 07 Feb 2008 12:05:15 -0500 http://articles.getacoder.com/Small_Businesses_Not_Increasing_in_the_Buying_of_New_Equipment_1164969x1202403915.htm http://articles.getacoder.com/Small_Businesses_Not_Increasing_in_the_Buying_of_New_Equipment_1164969x1202403915.htm This article discusses the Federal Reserve's recent third interest rate cut. And whether this cut is likely to stem a future recession. Tue, 05 Feb 2008 16:27:12 -0500 http://articles.getacoder.com/The_Latest_Federal_Rate_Cut_-_Another_Attempt_to_Bolster_the_Real_Estate_Market_1231933x1202246832.htm http://articles.getacoder.com/The_Latest_Federal_Rate_Cut_-_Another_Attempt_to_Bolster_the_Real_Estate_Market_1231933x1202246832.htm Make a difference in someones life. Your help could "enable" a society. I have had the pleasure of visiting the Dominican Republic at least 25 times in the last three years, and I have also had the pleasure of meeting the people from the bottom up. One thing that has always impressed me is that no matter how little some of these people have they seem to always be happy. Mon, 04 Feb 2008 21:13:12 -0500 http://articles.getacoder.com/It_Is_Time_To_Help_Some_Of_The_Less_Fortunate_People_In_The_World_1253252x1202177592.htm http://articles.getacoder.com/It_Is_Time_To_Help_Some_Of_The_Less_Fortunate_People_In_The_World_1253252x1202177592.htm Compared to a year ago nine out of the ten industry sectors anticipate a decrease in hiring in the first quarter of 2008. The net employment outlook dropped from 12% in the first quarter of 2007 to an anticipated 10% in the first quarter of 2008. Mon, 04 Feb 2008 02:00:56 -0500 http://articles.getacoder.com/Positive_Employment_Trends_for_1Q_2008_or_Wishful_Thinking_1249534x1202108456.htm http://articles.getacoder.com/Positive_Employment_Trends_for_1Q_2008_or_Wishful_Thinking_1249534x1202108456.htm As the winter months draw in, consumers may well find themselves coming under severe financial pressure. In research released by uSwitch, millions of Britons are beginning to switch their boilers and heaters back on as the cold sets in. Sun, 03 Feb 2008 13:12:22 -0500 http://articles.getacoder.com/Consumers_Could_Face_Winter_Financial_Misery_948864x1202062342.htm http://articles.getacoder.com/Consumers_Could_Face_Winter_Financial_Misery_948864x1202062342.htm Oil prices have been surging. Housing markets have been dropping. Interest rates keep getting cut by the Fed in order to help curb the negative effects of possible recession. What happens if all of the current economic activity sends the US into an economic recession? Would you be prepared? Included in this article are several helpful tips and advice on ways to potentially avoid some of the pitfalls that occur as a result of a recession. Fri, 01 Feb 2008 08:22:56 -0500 http://articles.getacoder.com/Recession_-_Are_You_Prepared_868164x1201872176.htm http://articles.getacoder.com/Recession_-_Are_You_Prepared_868164x1201872176.htm Thanksgiving has triangulated with Christmas and the illusionary finances used for buying. However, January will reconnect the dots, as the refinancing paranoia will be in demand but unavailable for many sobering consumers. Wed, 30 Jan 2008 20:19:49 -0500 http://articles.getacoder.com/Divisible_By_Profit_1296657x1201742389.htm http://articles.getacoder.com/Divisible_By_Profit_1296657x1201742389.htm Recently I've read a lot of comments from business owners and customers alike complaining about the high cost of gas and how it affects people buying goods ranging from electronics all the way up to furniture. The truth about high energy costs is that it is the blood of our US economy that keeps us running. Tue, 29 Jan 2008 07:14:25 -0500 http://articles.getacoder.com/Energy_Costs_Affecting_Your_Buying_Habits_1231931x1201608865.htm http://articles.getacoder.com/Energy_Costs_Affecting_Your_Buying_Habits_1231931x1201608865.htm The fewer restrictions, both as to taxes and regulation, which a city places upon business or products, the faster, greater, and wealthier will that city grow. The power to tax is the power to destroy as well as the power to build up. Houston decided to use this power to construct and build a great city, rather than to retard or destroy one. Mon, 28 Jan 2008 22:42:53 -0500 http://articles.getacoder.com/Texas_Ranks_In_Top_10_Richest_Economic_States_In_The_US_1253253x1201578173.htm http://articles.getacoder.com/Texas_Ranks_In_Top_10_Richest_Economic_States_In_The_US_1253253x1201578173.htm In A.K.N. Reddy's essay, "Technology, Development, and the Environment: An Analytical Framework,"which was included in Ramachandra Guha's Social Ecology, he asserted that modern societies are developing and utilizing technologies that are perilous to their environmental and social ecosystems without recognition of the inherent risks. He also addresses how the technologies of the developed world are, "...in the process of massive transfer to the developing world," and the increased degradation that these societies have undergone as a result. Sun, 27 Jan 2008 20:07:50 -0500 http://articles.getacoder.com/Industrialization_in_India_1365959x1201482470.htm http://articles.getacoder.com/Industrialization_in_India_1365959x1201482470.htm As we predicted, the drumbeat of PR for the dollar has begun in earnest, and this was and is to be expected. No governmental financial authority anywhere wants the dollar to fall in a straight line without any rallies and without any slowdown. Now an effort has begun to give the dollar a rally; and it has been successful so far. Sat, 26 Jan 2008 09:45:53 -0500 http://articles.getacoder.com/The_Bail_Out_Begins_In_Earnest_-_Its_Effect_Will_Be_More_Inflation_1249536x1201358753.htm http://articles.getacoder.com/The_Bail_Out_Begins_In_Earnest_-_Its_Effect_Will_Be_More_Inflation_1249536x1201358753.htm As the United States slips into a mild recession in 2008, which will last well into 2009, we see a huge problem with job losses and lay-offs. But there is even a harsher challenge on the horizon - Small Business Failures. Typically, small businesses employ two-thirds of the US workforce and when they have severe financial stress there is not a whole lot left to hold up the economy. You can see how the spiral can spin out of control; but what can we do? Fri, 25 Jan 2008 19:17:23 -0500 http://articles.getacoder.com/Best_Way_to_Spur_the_Economy_in_2008_-_Close_As_Much_of_the_Bureaucracy_as_Possible_1202875x1201306643.htm http://articles.getacoder.com/Best_Way_to_Spur_the_Economy_in_2008_-_Close_As_Much_of_the_Bureaucracy_as_Possible_1202875x1201306643.htm Is there a recession on it's way? With talk about a recession, what can we do about it? This article will discuss various options that we may have when facing this serious matter. If you are genuinely concerned that you may be laid off from your current job, or will be unable to pay your monthly bills soon, please read this article. Fri, 25 Jan 2008 12:33:26 -0500 http://articles.getacoder.com/Are_We_Facing_A_Recession_Four_Ways_To_Ease_Recession_Pain_1515465x1201282406.htm http://articles.getacoder.com/Are_We_Facing_A_Recession_Four_Ways_To_Ease_Recession_Pain_1515465x1201282406.htm There is usually little to be gained by attempting to find someone to blame when a calamity such as the current housing crisis occurs. Even if one were to determine exactly what was done wrong, there is little chance that by the time another such crisis is about to occur, that such a determination will be remembered or have any value. Indeed, what may be about to cause the world's next depression, is quite unlike what caused the depression of the 1920s. Fri, 25 Jan 2008 05:06:58 -0500 http://articles.getacoder.com/How_The_Government_Can_Prevent_The_Housing_Crisis_From_Causing_A_Global_Depression_1489189x1201255618.htm http://articles.getacoder.com/How_The_Government_Can_Prevent_The_Housing_Crisis_From_Causing_A_Global_Depression_1489189x1201255618.htm "Barney Frank, Mel Watt and I see protecting vulnerable homeowners from predatory mortgage lenders as a core, defining Democratic value. When a family's home is a stake, lenders had better play by a fair set of rules," said Rep. Brad Miller. Thu, 24 Jan 2008 03:55:00 -0500 http://articles.getacoder.com/Congress_Moves_to_Reform_Mortgage_Industry_800796x1201164900.htm http://articles.getacoder.com/Congress_Moves_to_Reform_Mortgage_Industry_800796x1201164900.htm According to a content publicized by the Interior Revenue Agency in Spain regarding the Spanish labour market and pensions. This article highlights the economic disparity suffered by females in respect to an adult male earnings in Spain. In Spain, female wage earners take in on average thirty percent higher less than males working in the same position. Wed, 23 Jan 2008 22:54:11 -0500 http://articles.getacoder.com/Spain_-_Female_Wages_Trending_Lower_Than_Male_Counterparts_1345607x1201146851.htm http://articles.getacoder.com/Spain_-_Female_Wages_Trending_Lower_Than_Male_Counterparts_1345607x1201146851.htm As the banks realized how much bad mortgage debt they held, panic set in. The Federal Reserve bailed out the banks with newly-created money, attempting to inject liquidity into the system. But the banks did not use that money to keep operating and lending, instead using it to bail out underperforming hedge funds or to serve as a reserve for future losses. Wed, 23 Jan 2008 10:30:49 -0500 http://articles.getacoder.com/Tapeworm_Economy_-_Why_Wouldnt_Lenders_Want_the_Subprime_Mortgage_Collapse_and_Foreclosures_1381044x1201102249.htm http://articles.getacoder.com/Tapeworm_Economy_-_Why_Wouldnt_Lenders_Want_the_Subprime_Mortgage_Collapse_and_Foreclosures_1381044x1201102249.htm Article deals with failed government economic policies and their repeated attempt to blame opposition for own blunders. Ruined rural econmy suggestion and discussion about improving economy of poor and effect on poors. Wed, 23 Jan 2008 03:10:55 -0500 http://articles.getacoder.com/Ruined_Rural_Economy_-_For_Failures_Opposition_Part-19_1093284x1201075855.htm http://articles.getacoder.com/Ruined_Rural_Economy_-_For_Failures_Opposition_Part-19_1093284x1201075855.htm It seems that there is a bit of backlash in China these days as bloggers bad mouth the United States of America online. How can this be, the United States has taken a severe economic hit due to our free-trade stance on China. Wed, 23 Jan 2008 00:29:40 -0500 http://articles.getacoder.com/How_Far_Can_the_US_Consumer_Be_Pushed_-_China_on_Thin_Ice_of_Future_Boycott_1202874x1201066180.htm http://articles.getacoder.com/How_Far_Can_the_US_Consumer_Be_Pushed_-_China_on_Thin_Ice_of_Future_Boycott_1202874x1201066180.htm Yes, revenues did increase by $474.1 billion dollars during the Reagan 8-year term of office, but each and every year resulted in a budget deficit and by the end of his 8-year term Ronald Reagan had increased the federal debt by almost $1.7 trillion dollars - 3.5 times the amount the revenues increased. Tue, 22 Jan 2008 14:56:39 -0500 http://articles.getacoder.com/Sleep-Walking_Through_History_With_Reaganomics_800793x1201031799.htm http://articles.getacoder.com/Sleep-Walking_Through_History_With_Reaganomics_800793x1201031799.htm Our banking system is not without risk, but how safe is our money in the bank these days? Are bankers taking the proper precautions or taking too many risks? As we watch our devaluation of the US Dollar and the downward slope into recession, while simultaneously dealing with a credit crisis in real estate, low consumer confidence and ultra-high energy costs - the question has raised its head once more. Tue, 22 Jan 2008 14:03:53 -0500 http://articles.getacoder.com/Confidence_In_The_Banking_System_Is_Paramount_-_Can_We_Trust_Those_Entrusted_829363x1201028633.htm http://articles.getacoder.com/Confidence_In_The_Banking_System_Is_Paramount_-_Can_We_Trust_Those_Entrusted_829363x1201028633.htm Recession is simply the name for a set of economic indicators, it doesn't determine business conditions. But, if our business decisions are based solely on fear, we could create the very recession we fear. Tue, 22 Jan 2008 05:38:44 -0500 http://articles.getacoder.com/Recession_Is_A_State_Of_Mind_1115501x1200998324.htm http://articles.getacoder.com/Recession_Is_A_State_Of_Mind_1115501x1200998324.htm With bad lending practices, absolutely confusing loan paperwork and unclear chains of ownership, and continually relying on inflation to bail them out of these poor decisions, the banks have been shooting themselves and their clients in the foot at every opportunity. Extracting as much profit as possible from the people through lies and manipulations is one thing; believing their own lies is entirely another. Mon, 21 Jan 2008 11:19:51 -0500 http://articles.getacoder.com/The_Subprime_Mortgage_Meltdown_Blame_it_on_the_Banks_Who_Believed_Their_Own_Lies_1381046x1200932391.htm http://articles.getacoder.com/The_Subprime_Mortgage_Meltdown_Blame_it_on_the_Banks_Who_Believed_Their_Own_Lies_1381046x1200932391.htm Cast an eye about you and it's hard to not notice a great many problems besetting the people of this planet, problems that persistently defy all attempts at resolution either by social institutions designed specifically to deal with them or by even the most altruistic and dedicated individuals. There are so many problems in fact, that to consider them as a whole tends to produce feelings of despair and a fatalistic acceptance of the status quo. Mon, 21 Jan 2008 10:32:51 -0500 http://articles.getacoder.com/The_Case_for_a_Utopian_Economy_773770x1200929571.htm http://articles.getacoder.com/The_Case_for_a_Utopian_Economy_773770x1200929571.htm A free market would have punished such awful lending and investing decisions, but the semi-government intervention saved the funds from having to make good decisions in the future. The homeowners of America who purchased or refinanced within the last seven years are now all caught in the trap of getting a loan on an extremely over-valued property, and many owe more than the house is worth. Sun, 20 Jan 2008 22:48:44 -0500 http://articles.getacoder.com/What_Have_Banks_Learned_from_Crashing_the_Economy_and_the_Subprime_Mortgage_Meltdown_1381045x1200887324.htm http://articles.getacoder.com/What_Have_Banks_Learned_from_Crashing_the_Economy_and_the_Subprime_Mortgage_Meltdown_1381045x1200887324.htm While we are investing in the stock market, working for big established companies, and buying those cheap goods made overseas we are not supporting the small local companies that invent new products and create new jobs. The environment that fosters risk takers who delve into things on their own is becoming seriously eroded. Sat, 19 Jan 2008 14:30:58 -0500 http://articles.getacoder.com/America_is_Losing_its_Cowboys_1353010x1200771058.htm http://articles.getacoder.com/America_is_Losing_its_Cowboys_1353010x1200771058.htm How materialistic our children have become never ceases to amaze me. Did you ever look at what our children want and desire and how much these things cost? Ed Hardy is making a killing marketing to our kids and so is Michael Jordan with his never ending barrage of new-release Air Jordans. How much is enough? What happened to the days of $2.95 Converses and $5 Levi Jeans? No wonder our country is in the mess it is. Fri, 18 Jan 2008 23:15:46 -0500 http://articles.getacoder.com/Materialism_-_How_Much_is_Enough_1331712x1200716146.htm http://articles.getacoder.com/Materialism_-_How_Much_is_Enough_1331712x1200716146.htm The Brussels Summit in June saw the new French President Nicolas Sarkozy succeeded in persuading the EU to drop its commitment to 'free and undistorted competition' from its reform treaty. Although Competition Commissioner Neelie Kroes argues this will have little impact upon Brussels' tough stance against cartels, illegal subsidies and protectionism; many legal experts support the stance that the new arrangement will weaken the Commissioner's ability to crack down on such ongoing practices. Fri, 18 Jan 2008 15:21:10 -0500 http://articles.getacoder.com/Unbundling_Of_European_Energy_Markets_Not_If_The_French_And_Germans_Get_Their_Way_878129x1200687670.htm http://articles.getacoder.com/Unbundling_Of_European_Energy_Markets_Not_If_The_French_And_Germans_Get_Their_Way_878129x1200687670.htm Blacks fall behind Latinos, Whites, and Asians in net worth, and self-employment rates. What's going on and how can we improve these rates? Fri, 18 Jan 2008 15:02:26 -0500 http://articles.getacoder.com/Why_Blacks_are_not_as_Wealthy_as_Whites_1357126x1200686546.htm http://articles.getacoder.com/Why_Blacks_are_not_as_Wealthy_as_Whites_1357126x1200686546.htm Despite moves to reduce spending via credit cards, many people may find themselves returning to such a form of borrowing, a new study indicates. In the Precious Plastic 2008 report released by PricewaterhouseCoopers, it was suggested that should the cost of mortgages increase in the coming months a number of Britons will discover that their finances are stretched to beyond breaking point and so could resort to expensive plastic cards to supplement their spending. Fri, 18 Jan 2008 10:36:42 -0500 http://articles.getacoder.com/Tough_Times_Ahead_For_Borrowers_1085517x1200670602.htm http://articles.getacoder.com/Tough_Times_Ahead_For_Borrowers_1085517x1200670602.htm Whenever there are US presidential elections, there are bound to be consequences in the capital markets. These may not be real or permanent. But for a while we see changing sentiments. This also throws many opportunities to savvy investors in the short run. 2008 is going to be another interesting year for all the Americans and the world because of the US presidential elections. These will have impact on many things. Affect on stock markets can be one of them Thu, 17 Jan 2008 19:56:45 -0500 http://articles.getacoder.com/Impact_Of_US_Presidential_Elections_On_Capital_Markets_1381039x1200617805.htm http://articles.getacoder.com/Impact_Of_US_Presidential_Elections_On_Capital_Markets_1381039x1200617805.htm In the middle of the scheme for regional incorporation, the South Asian Association for Regional Co-operation is relatively a new concept subject to the tremendous reflection of socio-economic conditions of these regions. The framework for the SAARC programme started on in the early 1980 was created by the specific economic and political developments for the preceding years. Tue, 15 Jan 2008 16:36:13 -0500 http://articles.getacoder.com/The_Concept_Of_Cooperation_In_Relation_To_Trade_And_Commerce_Among_Regions_1369115x1200432973.htm http://articles.getacoder.com/The_Concept_Of_Cooperation_In_Relation_To_Trade_And_Commerce_Among_Regions_1369115x1200432973.htm The passing of the US citizenship test is a real milestone for many new immigrants. For generations, many people from around the globe have held onto the dream of being able to emigrate from their native country and becoming a United States immigrant. There are many steps in the process to make such a dream a reality and passing the US citizenship test is one of the crucial steps. Tue, 15 Jan 2008 07:10:14 -0500 http://articles.getacoder.com/US_Citizenship_Test_Is_A_Crucial_Step_to_Naturalization_948865x1200399014.htm http://articles.getacoder.com/US_Citizenship_Test_Is_A_Crucial_Step_to_Naturalization_948865x1200399014.htm For 5 decades, Japan dominated the world economy, propelled the importance of Asian market to the world and help to create world economic inequality. And the development model is being replicated by China now. Mon, 14 Jan 2008 11:37:55 -0500 http://articles.getacoder.com/China_Follows_The_Japanese_Development_Model_1357125x1200328675.htm http://articles.getacoder.com/China_Follows_The_Japanese_Development_Model_1357125x1200328675.htm I should be jumping for joy! Dow-Jones up three days in a row. Whistle a little louder as you pass by that graveyard. Mon, 14 Jan 2008 08:41:38 -0500 http://articles.getacoder.com/Wish_I_Could_Smile_1129160x1200318098.htm http://articles.getacoder.com/Wish_I_Could_Smile_1129160x1200318098.htm Homeowners are coming under increased financial pressure, new figures indicate. According to a study released by the Council of Mortgage Lenders (CML), payments made on mortgage interest over the course of October reached the highest peak recorded for more than 15 years. Mon, 14 Jan 2008 05:27:02 -0500 http://articles.getacoder.com/Borrowers_Less_Willing_To_Stretch_Themselves_Financially_1216945x1200306422.htm http://articles.getacoder.com/Borrowers_Less_Willing_To_Stretch_Themselves_Financially_1216945x1200306422.htm Alan Greenspan, the powerful former Chairman of the Federal Reserve recently made waves at an economic summit in Japan. Mr. Greenspan predicted the US economy will have to absorb at least another $250 Billion dollars in loan losses due to reckless lending practices of US financial institutions during the past several years. Sun, 13 Jan 2008 05:25:06 -0500 http://articles.getacoder.com/Alan_Greenspan_Surprises_Attendees_With_Recession_Prediction_1296658x1200219906.htm http://articles.getacoder.com/Alan_Greenspan_Surprises_Attendees_With_Recession_Prediction_1296658x1200219906.htm he US Dollar has been falling for the past 3-4 years. But, in 2007 the decline has seemed to increase. The main reasons for the decline in the dollar include various factors such as state of Housing market, lower interest rates and current account deficit. Sat, 12 Jan 2008 03:38:31 -0500 http://articles.getacoder.com/Causes_of_the_Declining_Dollar_1164970x1200127111.htm http://articles.getacoder.com/Causes_of_the_Declining_Dollar_1164970x1200127111.htm The White House, the Fed, and bond insurance companies are all taking unprecedented action to minimize the subprime mortgage crisis. But is it enough? This article discusses the likelyhood that the US is headed towards recession with these factors in mind. Fri, 11 Jan 2008 22:45:52 -0500 http://articles.getacoder.com/Subprime_Woes_-_Are_We_Out_of_the_Woods_Yet_1487939x1200109552.htm http://articles.getacoder.com/Subprime_Woes_-_Are_We_Out_of_the_Woods_Yet_1487939x1200109552.htm The American dollar is in free fall against the euro and other world currencies. How will this affect the value of the retirement nest eggs of Americans when they are converted to dollars. Fri, 11 Jan 2008 22:19:11 -0500 http://articles.getacoder.com/Brother,_Can_You_Spare_a_Euro_969634x1200107951.htm http://articles.getacoder.com/Brother,_Can_You_Spare_a_Euro_969634x1200107951.htm Credit card debt is increasing everyday in the U.S. with consumer borrowing increasing significantly in May 2007, the biggest rise in six months. Troubling economics of excessive consumption, and rising consumer debt due to overspending and increased consumer borrowing through credit cards and personal loans. Fri, 11 Jan 2008 00:57:36 -0500 http://articles.getacoder.com/Debt_Continues_to_Rise_While_Savings_Slide_998709x1200031056.htm http://articles.getacoder.com/Debt_Continues_to_Rise_While_Savings_Slide_998709x1200031056.htm Most of the electronics manufacturing in the United States has all moved to Asia, due to relaxed business regulations and an abundance of cheap labor. As inflation comes into play more and more and the Chinese Economy overheats, employee pay will rise. When this happens, I believe that eventually all those jobs in China will end up in Africa. Thu, 10 Jan 2008 22:19:56 -0500 http://articles.getacoder.com/The_US_is_Not_the_Only_Nation_to_Lose_Most_of_Its_Electronics_Manufacturing_Capability_to_China_1296659x1200021596.htm http://articles.getacoder.com/The_US_is_Not_the_Only_Nation_to_Lose_Most_of_Its_Electronics_Manufacturing_Capability_to_China_1296659x1200021596.htm Alien workers have played a very important part of the U.S. economy and throughout its history. The topic of illegal immigration often irritates a lot of emotion and has recently geared a lot of attention in the press. Thu, 10 Jan 2008 16:25:38 -0500 http://articles.getacoder.com/Illegal_Immigration_-_Its_Impact_on_the_U.S._Economy_1129159x1200000338.htm http://articles.getacoder.com/Illegal_Immigration_-_Its_Impact_on_the_U.S._Economy_1129159x1200000338.htm In the 19th century, Arabs depended on barter and trade of gold and pearls for survival. With the discovery of oil and gas in the sixties, the scenario changed. Oil and gas are the nerves of UAE since 1962 and it is the 4th largest producer in the world. Tue, 08 Jan 2008 14:04:27 -0500 http://articles.getacoder.com/Current_Oil_Industry_in_Dubai_1296660x1199819067.htm http://articles.getacoder.com/Current_Oil_Industry_in_Dubai_1296660x1199819067.htm Large numbers of young people are getting into debt situations from which it is difficult to recover, the latest research suggests. Commentator iva, a firm which helps to organize individual voluntary arrangements, has released results from a survey which indicate that as many as one in four people aged between 18 and 24 are struggling under the weight of various debts. Tue, 08 Jan 2008 11:14:54 -0500 http://articles.getacoder.com/Debt_Education_Is_Not_Reaching_Young_People_807196x1199808894.htm http://articles.getacoder.com/Debt_Education_Is_Not_Reaching_Young_People_807196x1199808894.htm The author's satirical look at the 2007 Wall Street Scene. 'Twas the month before Christmas, when all through "the Street" Exub'rance was rampant, the bulls were in heat; Tue, 08 Jan 2008 09:23:48 -0500 http://articles.getacoder.com/A_Wall_Street_Christmas_Fable_1216943x1199802228.htm http://articles.getacoder.com/A_Wall_Street_Christmas_Fable_1216943x1199802228.htm The Philippines' War-on-Poverty appears to be a failure. But on the other hand, Overseas Filipinos have been a great help. Mon, 07 Jan 2008 13:07:45 -0500 http://articles.getacoder.com/War_Against_Poverty_-_The_Philippine_Case_959329x1199729265.htm http://articles.getacoder.com/War_Against_Poverty_-_The_Philippine_Case_959329x1199729265.htm The ECB, European Central Bank, today stated it would offer unlimited funds to European banks at a fixed rate in the hope of encouraging banks to start lending to each other again. What effect does this have on the UK? Sat, 05 Jan 2008 07:55:49 -0500 http://articles.getacoder.com/ECB_To_Offer_Unlimited_Funds_To_Banks_At_Fixed_Rate_1483929x1199537749.htm http://articles.getacoder.com/ECB_To_Offer_Unlimited_Funds_To_Banks_At_Fixed_Rate_1483929x1199537749.htm Self-employed borrowers will be hurt the most should Senate Democrats have their way with the proposed bill HR 3915. In an attempt to protect citizens from what Democrat Congressmen describe as "predatory lending" they have ignored the fact that most self-employed Americans are unable to document their income by the standards put forth in the bill. Sat, 05 Jan 2008 07:10:06 -0500 http://articles.getacoder.com/Anti-Predatory_Lending_Act_Discriminates_Against_Small_Business_Owners_893243x1199535006.htm http://articles.getacoder.com/Anti-Predatory_Lending_Act_Discriminates_Against_Small_Business_Owners_893243x1199535006.htm The Stock Market rallied strongly yesterday, and as of this writing seems poised to do the same today. The Dow finished up about 215 points, on the heels of a very poor showing during the prior session. What accounts for this burst of optimism? A strengthening dollar? Rampant Holiday Season consumer spending? Fri, 04 Jan 2008 15:55:04 -0500 http://articles.getacoder.com/Our_Loss_is_Abu_Dhabis_Gain_1107284x1199480104.htm http://articles.getacoder.com/Our_Loss_is_Abu_Dhabis_Gain_1107284x1199480104.htm The dramatic rescue of Bear Stearns by the Federal Reserve Bank over the weekend of 15 March 2008 was a bold and imaginative move to protect the international reputation of US financial markets. The timely rescue of Bear Stearns invites comparison with the dismal dithering of the UK authorities in their handling of Northern Rock. Fri, 04 Jan 2008 11:15:46 -0500 http://articles.getacoder.com/Northern_Rock_And_Bear_Stearns_-_A_Comparison_1513094x1199463346.htm http://articles.getacoder.com/Northern_Rock_And_Bear_Stearns_-_A_Comparison_1513094x1199463346.htm The International Monetary Fund incurred the wrath of Brazil and Argentina for its failure to predict the crash in the U.S. subprime mortgage market. The economic experts and analysts from both the countries blamed the IMF for its negligence toward keeping a vigil on the richer countries along with the emerging economies. Thu, 03 Jan 2008 15:56:47 -0500 http://articles.getacoder.com/IMF_Blamed_For_Failure_To_Predict_Fall_In_US_Subprime_Mortgage_Market_784813x1199393807.htm http://articles.getacoder.com/IMF_Blamed_For_Failure_To_Predict_Fall_In_US_Subprime_Mortgage_Market_784813x1199393807.htm The purpose of this agency is to facilitate the procedures that need to be followed by those who are not U.S citizens. This agency is for those who are seeking to emigrate from their country of origin and therefore are seeking US citizenship. Wed, 02 Jan 2008 09:52:38 -0500 http://articles.getacoder.com/The_Purpose_Of_The_United_States_Immigration_and_Naturalization_893240x1199285558.htm http://articles.getacoder.com/The_Purpose_Of_The_United_States_Immigration_and_Naturalization_893240x1199285558.htm Treasury securities are one of the safest ways to invest your money and get a stable return. There are some trade-offs to be expected with such a safe return, but the rewards can offset them. Let's take a look at some of the types of treasury securities available and what you can expect from them in terms of safety and return. Mon, 31 Dec 2007 21:05:23 -0500 http://articles.getacoder.com/Why_Treasury_Securities_Are_A_Good_Investment_1277181x1199153123.htm http://articles.getacoder.com/Why_Treasury_Securities_Are_A_Good_Investment_1277181x1199153123.htm Triple Bottom Line is a concept that has been floated that would take into consideration "People, Planet and Profits" when assisting emerging nations and as the World grows closer together. Environmental issues and capacity on the Planet are a serious issue with 10 Billion humans expected to inhabit the surface of the planet in the next few decades. Mon, 31 Dec 2007 02:15:09 -0500 http://articles.getacoder.com/Triple_Bottom_Line_and_One_Human_World_on_the_Same_Page_708199x1199085309.htm http://articles.getacoder.com/Triple_Bottom_Line_and_One_Human_World_on_the_Same_Page_708199x1199085309.htm Millions of Britons could be on track to receive increased help with money, it has emerged. In the government's action plan for financial inclusion in the years between 2008 and 2011, Kitty Ussher, economic secretary to the Treasury, announced that some 135 million pounds is to be invested into promoting financial inclusion. Sun, 30 Dec 2007 20:15:38 -0500 http://articles.getacoder.com/Financial_Inclusion_Programme_Launched_1249535x1199063738.htm http://articles.getacoder.com/Financial_Inclusion_Programme_Launched_1249535x1199063738.htm t is worth considering if the Congress is able to step in and renegotiate voluntary mortgage contracts and what the implications would be if such actions were taken. Many laws are designed to protect the rights of two parties who enter into a contract, while others are designed to protect both parties from certain unlawful actions of the other in regards to that contract. Sun, 30 Dec 2007 01:36:25 -0500 http://articles.getacoder.com/Government_Involvement_in_the_Foreclosure_Mess_1209805x1198996585.htm http://articles.getacoder.com/Government_Involvement_in_the_Foreclosure_Mess_1209805x1198996585.htm Drawing primarily upon documents produced by UN agencies, the World Bank and the Inter-American Development Bank, this brief addresses the following question: Is there a need for concern about CAFTA's potential impact on efforts to improve education systems in Central America; especially efforts related to meeting Millennium Development Goal Two and the related Education for All objectives? Sun, 30 Dec 2007 00:52:15 -0500 http://articles.getacoder.com/Importance_of_a_Complementary_Educational_Agenda_for_DR-CAFTA_694656x1198993935.htm http://articles.getacoder.com/Importance_of_a_Complementary_Educational_Agenda_for_DR-CAFTA_694656x1198993935.htm Few people realize that the sole purpose of the Federal Housing Authority (FHA), when it was initially created in 1934, is to insure lenders and to promote home sales. Before FHA, first time home buyers would have to live with Mom and Dad until they saved up a 20% down payment on their first home. FHA revolutionized the housing market by insuring the loans that lenders made and allowing down payments as low as 3%! Sat, 29 Dec 2007 18:12:57 -0500 http://articles.getacoder.com/Has_FHA_Killed_Down_Payment_Assistance_Programs_790485x1198969977.htm http://articles.getacoder.com/Has_FHA_Killed_Down_Payment_Assistance_Programs_790485x1198969977.htm The confirmation by the Bank of England of support for Northern Rock plc on 12 September 2007 is the first major sign of international fallout from the collapse of the US subprime mortgage lending market. In the US, lenders such as New Century Financial Corporation, the second largest subprime lender in California, have gone bankrupt. Sat, 29 Dec 2007 08:35:52 -0500 http://articles.getacoder.com/Why_Did_Northern_Rock_Call_in_the_Bank_of_England_735849x1198935352.htm http://articles.getacoder.com/Why_Did_Northern_Rock_Call_in_the_Bank_of_England_735849x1198935352.htm Jordan's unique geographical position results in its experts choosing self development, which includes graphic design. Experts are also involved with developments taking place in neighbouring countries and the internet was extremely useful in putting interested parties in these two fields in touch with each other and sharing possible development tools. Fri, 28 Dec 2007 10:48:37 -0500 http://articles.getacoder.com/The_State_Of_Graphic_Design_In_Jordan_1483549x1198856917.htm http://articles.getacoder.com/The_State_Of_Graphic_Design_In_Jordan_1483549x1198856917.htm The bottom line as a philosophy is questioned along with how we define ourselves as a society. The ancient ways which were usurped by modern day economic policy provided for the poor without needing taxes. Tue, 25 Dec 2007 23:38:54 -0500 http://articles.getacoder.com/Capitalism_Bottoms_Out_757001x1198643934.htm http://articles.getacoder.com/Capitalism_Bottoms_Out_757001x1198643934.htm