http://articles.getacoder.com/insurance/workers_compensation.htm Free Content For Your Website http://creativecommons.org/licenses/by-nc-nd/2.0/ Europe's leading body for health and safety professionals, the Institution of Occupational Safety and Health (IOSH), has suggested in new research that accidents at work can be reduced significantly by greater investment in safety professionals. The findings discovered that a culture of safety was prevalent in firms and companies where senior management at all levels had sufficient health and safety training and could lead by example. On the other hand, where line managers lacked the training required, a pattern of slipshod practices and negligence was endemic and led to a greater number of accidents. Sun, 03 Aug 2008 13:40:35 -0400 http://articles.getacoder.com/Invest_to_Reduce_Accidents_at_Work_1557481x1217785235.htm http://articles.getacoder.com/Invest_to_Reduce_Accidents_at_Work_1557481x1217785235.htm Liability insurance cover is usually attached to employers and organisations IN many countries it a compulsory legal requirement that a business is covered with a liability insurance policy. The cover is a safeguard against costs and claims incurred by an employer for injuries and damages to an employee during work time and or a social gathering. Companies operating in most countries are legally obliged to take out liability cover as a compulsory form of insurance. Fri, 01 Aug 2008 17:09:06 -0400 http://articles.getacoder.com/Compare_Liability_Insurance_1414143x1217624946.htm http://articles.getacoder.com/Compare_Liability_Insurance_1414143x1217624946.htm The Million Dollar Question How do you know if your business or organization is being charged the correct amount for workers compensation insurance? I'm not talking about whether or not you think your premium is too high. I'm asking what procedure do you have in place to confirm that what your business actually does is properly reflected in your rate classification? Sun, 27 Jul 2008 09:36:56 -0400 http://articles.getacoder.com/Workers_Comp_Misclassifications_Can_Cost_Employers_a_Fortune_1391623x1217165816.htm http://articles.getacoder.com/Workers_Comp_Misclassifications_Can_Cost_Employers_a_Fortune_1391623x1217165816.htm Former Miners are still waiting for compensation payouts over 10 years after they were first processed, according to figures released by The Public Accounts Committee yesterday. The miners were waiting for payouts that were brought against British Coal after it was found they had been negligent towards the ex-workers for failing to offer sufficient precautions to prevent them from contracting chronic obtrusive pulmonary disease, or COPD. Due to the extensive wait, many claimants have since died from illnesses and many legal team hired to tackle the cases have been able ... Mon, 21 Jul 2008 10:11:00 -0400 http://articles.getacoder.com/Compensation_Claims_-_1_Miners_10_Year_Wait_1523661x1216649460.htm http://articles.getacoder.com/Compensation_Claims_-_1_Miners_10_Year_Wait_1523661x1216649460.htm Attorneys specialize like doctors. Some orthopedists handle backs, some arms, and some do only legs. Again, like doctors many attorneys specialize in areas of the law. Fri, 04 Jul 2008 19:26:36 -0400 http://articles.getacoder.com/A_Virginia_Workers_Compensation_Case_-_Choose_a_Specialist_Attorney_Or_a_General_Practitioner_1414144x1215213996.htm http://articles.getacoder.com/A_Virginia_Workers_Compensation_Case_-_Choose_a_Specialist_Attorney_Or_a_General_Practitioner_1414144x1215213996.htm Injured in a work-related accident? Workers' Compensation law can be confusing, particularly when you are recovering from serious injuries. Following are some of the most frequently asked questions about Workers' Compensation and work-related injuries. Sun, 02 Mar 2008 00:40:20 -0500 http://articles.getacoder.com/Top_Ten_Questions_About_Workers_Compensation_1209052x1204436420.htm http://articles.getacoder.com/Top_Ten_Questions_About_Workers_Compensation_1209052x1204436420.htm No matter what type of work are you doing the accident might always happen to you. Of course there are some occupies that are more likely to be dangerous. But why do accidents happen at all? And is there such thing as "safety culture" at workplace? Wed, 20 Feb 2008 02:39:28 -0500 http://articles.getacoder.com/Workplace_As_A_Place_of_Accidents_1362322x1203493168.htm http://articles.getacoder.com/Workplace_As_A_Place_of_Accidents_1362322x1203493168.htm If an individual is injured during the course of employment or suffers from work-related mental or emotional disabilities, as well as occupational diseases, they're eligible for worker's compensation benefits. Benefits that an individual can receive for worker's compensation are; weekly compensation for lost income during the period the employee cannot work. Sat, 19 Jan 2008 21:42:36 -0500 http://articles.getacoder.com/What_To_Do_When_You_Are_Injured_at_Work_773256x1200796956.htm http://articles.getacoder.com/What_To_Do_When_You_Are_Injured_at_Work_773256x1200796956.htm Worker's Compensation is a group of laws that protect people that are injured at work. The intent of these laws is to take care of the injured worker. Wed, 26 Dec 2007 10:26:55 -0500 http://articles.getacoder.com/Workers_Compensation_Rights_1025682x1198682815.htm http://articles.getacoder.com/Workers_Compensation_Rights_1025682x1198682815.htm Providing that you have ensured that a policy would be in your best interests then unemployment cover could give you peace of mind and an income each month if you should find yourself out of work. Unemployment cover can be taken out to safeguard against the possibility that you could come out of work for a length of time if you were to be made unemployed by way of being made involuntarily redundant. Tue, 25 Dec 2007 00:23:02 -0500 http://articles.getacoder.com/Unemployment_Cover_Could_Replace_a_Lost_Income_877299x1198560182.htm http://articles.getacoder.com/Unemployment_Cover_Could_Replace_a_Lost_Income_877299x1198560182.htm Workers Compensation insurance is not an option for business owners - large or small - in the state of California. Even home-based businesses with a single employee must hold Workers Compensation insurance. Sat, 22 Dec 2007 08:21:02 -0500 http://articles.getacoder.com/Workers_Compensation_for_Todays_California_Contractor_1114626x1198329662.htm http://articles.getacoder.com/Workers_Compensation_for_Todays_California_Contractor_1114626x1198329662.htm Common principles do exist when it comes to all forms of insurance. In fact, when people think of insurance, they tend to think of the same things regardless of what kind of insurance you're talking about. Sat, 22 Dec 2007 06:31:53 -0500 http://articles.getacoder.com/Workers_Compensation_Claims_-_A_Part_of_Doing_Business_729719x1198323113.htm http://articles.getacoder.com/Workers_Compensation_Claims_-_A_Part_of_Doing_Business_729719x1198323113.htm The 5 essential stages to claiming compensation following an accident at work. Includes payment of your legal costs and having your questions answered online. Thu, 20 Dec 2007 21:06:22 -0500 http://articles.getacoder.com/Accident_At_Work_-_Key_Steps_To_Claiming_Compensation_1025680x1198202782.htm http://articles.getacoder.com/Accident_At_Work_-_Key_Steps_To_Claiming_Compensation_1025680x1198202782.htm Once this term was also recognized as "workman's comp" for short, the term has been changed to a more politically correct, androgynous phrase. Worker's compensation is essentially an insurance program, consented by law, which protects employees if they become unwell or wounded while carrying out the duties of a job. Tue, 18 Dec 2007 11:52:34 -0500 http://articles.getacoder.com/An_Introduction_to_Workers_Compensation_1025679x1197996754.htm http://articles.getacoder.com/An_Introduction_to_Workers_Compensation_1025679x1197996754.htm An employee who sustains a work related injury and is capable of performing the essential functions of a job, with or without reasonable accommodation is a "qualified handicapped person" under the Massachusetts discrimination statute. In many of these cases, employees can apply for workers compensation even if they were wrongfully terminated. Sun, 16 Dec 2007 04:23:20 -0500 http://articles.getacoder.com/Handicap_Discrimination_Often_leads_to_Workers_Compensation_Benefits_1025683x1197797000.htm http://articles.getacoder.com/Handicap_Discrimination_Often_leads_to_Workers_Compensation_Benefits_1025683x1197797000.htm Today a growing trend in litigation has opponents and proponents in a "gridlock" and at the center of the controversy are "lawsuit loans" more accurately termed as "non recourse lawsuit funding". Today despite opposers, thousands of litigants every month are jumping on the proponent side of this issue and adding their names to a swelling list of supporters who not only have benefited from a Workers Compensation Lawsuit Loan but believe everyone who is in need of a lawsuit loan should have a right to obtain one as well. Where do you stand on this issue? Become informed and then decide. Wed, 12 Dec 2007 16:32:11 -0500 http://articles.getacoder.com/Are_Workers_Compensation_Lawsuit_Loans_Violating_the_Law_769043x1197495131.htm http://articles.getacoder.com/Are_Workers_Compensation_Lawsuit_Loans_Violating_the_Law_769043x1197495131.htm Workers compensation insurance is a no-fault type of insurance that pays both wages and medical costs if an employee is injured on the job. It is a government mandated requirement that every business carry this type of insurance in almost every state. Tue, 11 Dec 2007 11:28:10 -0500 http://articles.getacoder.com/The_Benefits_of_Workers_Compensation_Insurance_800359x1197390490.htm http://articles.getacoder.com/The_Benefits_of_Workers_Compensation_Insurance_800359x1197390490.htm The Workers Compensation experience modification factor adds an element of risk financing to your restaurants workman's compensation insurance policy premium. Learn how your modification factor is developed and how your claims effect what you ultimately pay in premium. Tue, 20 Nov 2007 23:29:49 -0500 http://articles.getacoder.com/Workers_Compensation_-_Who_Really_Pays_for_Your_Loss_1038046x1195619389.htm http://articles.getacoder.com/Workers_Compensation_-_Who_Really_Pays_for_Your_Loss_1038046x1195619389.htm If you want inexpensive but quality mortgage protection insurance, it's essential that you look around for the proper cover. Mortgage payment protection insurance, also known as MPPI, is one of a number of payment protection policies that you can take out to make sure that you can cover your mortgage repayment if you should be unable to work for some reason such as an accident or illness. Sat, 03 Nov 2007 08:16:43 -0400 http://articles.getacoder.com/Where_To_Find_Quality_Mortgage_Insurance_To_Protect_Your_Monthly_Payments_623500x1194092203.htm http://articles.getacoder.com/Where_To_Find_Quality_Mortgage_Insurance_To_Protect_Your_Monthly_Payments_623500x1194092203.htm "What do you mean he's filing a UI claim? If you want to be paid as an independent contractor (or consultant) so you can claim certain expenses like a home office, car etc., you should carefully structure the arrangement and enter into a written contract to ensure that it can withstand scrutiny from Revenue Canada or the courts. Tue, 23 Oct 2007 21:39:30 -0400 http://articles.getacoder.com/What_Do_You_Mean,_You_Are_What_671170x1193189970.htm http://articles.getacoder.com/What_Do_You_Mean,_You_Are_What_671170x1193189970.htm When starting a new business, one of the things to be aware of in the United States is Worker's Compensation. This program provides insurance to a company in the event that one of their employees is injured or otherwise hurt on the job. This compensation covers medical expenses, including hospital stays, doctor visits, surgeries, and prescription drugs for the injured employee. The compensation is in place to prevent the employee from suing the company for the refurbishment of these funds down the road. In fact, employees using the worker's comp program give up their rights to sue in exchange for the guaranteed payment. Fri, 19 Oct 2007 21:00:07 -0400 http://articles.getacoder.com/A_Look_At_Workmans_Compensation_703932x1192842007.htm http://articles.getacoder.com/A_Look_At_Workmans_Compensation_703932x1192842007.htm Mortgage payment protection insurance (MPPI) can be worth its weight in gold for you to invest in, in the event you suffer misfortune and can't make your mortgage repayments. A mortgage payment protection policy can help you sleep better at night because you know that if you should suddenly become unemployed because of illness, accident or another reason for a long period of time, you'll still be able to make your mortgage repayments. Sun, 14 Oct 2007 17:42:20 -0400 http://articles.getacoder.com/Mortgage_Payment_Protection_The_British_Way_627791x1192398140.htm http://articles.getacoder.com/Mortgage_Payment_Protection_The_British_Way_627791x1192398140.htm Does your employer carry Worker's Compensation Insurance? How can you be sure before you become injured? Ever wonder what will happen to you if you are injured on the job and your employer doesn't have the proper coverage? It can happen to you. Mon, 10 Sep 2007 18:45:54 -0400 http://articles.getacoder.com/What_Happens_When_Your_Employer_Doesnt_Carry_Workers_Compensation_Insurance_621351x1189464354.htm http://articles.getacoder.com/What_Happens_When_Your_Employer_Doesnt_Carry_Workers_Compensation_Insurance_621351x1189464354.htm Buying life insurance is an important decision you have to make. Choose the right plan using these tips. Tue, 28 Aug 2007 16:18:09 -0400 http://articles.getacoder.com/Tips_to_Keep_in_Mind_while_Shopping_for_Personal_Insurance_534779x1188332289.htm http://articles.getacoder.com/Tips_to_Keep_in_Mind_while_Shopping_for_Personal_Insurance_534779x1188332289.htm Worker's compensation is a no-fault type of insurance that pays both wages and medical costs for an employee injured on the job and prevents that employee from suing the employer. It is required in every state except Texas. Many different types of worker's compensation programs exist, but they all are hybrids or modifications of four basic types of programs. We will discuss the factors that determine which program is the most beneficial. Thu, 02 Aug 2007 04:02:54 -0400 http://articles.getacoder.com/Workers_Compensation_In_A_Hard_Market_-_What_Are_My_Options_534776x1186041774.htm http://articles.getacoder.com/Workers_Compensation_In_A_Hard_Market_-_What_Are_My_Options_534776x1186041774.htm If someday you become the victim of an accident where you work, things might get really messy. Asking for a work injury claim is quite normal, if you can no longer give 100% doing your job, because of injuries and possible disabilities that can follow. Getting back to full health is a matter of time, and meanwhile your colleagues could change the way they interact with you, because of your health problems. Sat, 28 Jul 2007 14:30:04 -0400 http://articles.getacoder.com/Work_Injury_Claim_-_What_Every_Employee_Should_Know_468856x1185647404.htm http://articles.getacoder.com/Work_Injury_Claim_-_What_Every_Employee_Should_Know_468856x1185647404.htm Being prepared and avoiding employee law suits. Do what you set out to do in the first place - grow your business. Thu, 26 Jul 2007 03:22:11 -0400 http://articles.getacoder.com/Protecting_You_and_Your_Business_With_EPLI_Insurance_534774x1185434531.htm http://articles.getacoder.com/Protecting_You_and_Your_Business_With_EPLI_Insurance_534774x1185434531.htm Determining your insurance desirability involves many factors. There are five primary types of information an underwriter considers. It is critical that each of these components is present. Once you have determined that they are there, you will want to work on the attractiveness of each section. We will look at each of these areas in detail. Mon, 16 Jul 2007 07:17:52 -0400 http://articles.getacoder.com/Do_You_Know_Your_Companys_Insurance_Desirability_534778x1184584672.htm http://articles.getacoder.com/Do_You_Know_Your_Companys_Insurance_Desirability_534778x1184584672.htm Much like the smallpox disease that was once thought to be eliminated, the worker's compensation market has again become a threat as a "company killer" after nearly being eradicated in the mid to late 90's. What can a company do to survive this terrible ordeal? Fri, 13 Jul 2007 06:18:14 -0400 http://articles.getacoder.com/Workers_Compensation_-_The_Company_Killer_534775x1184321894.htm http://articles.getacoder.com/Workers_Compensation_-_The_Company_Killer_534775x1184321894.htm Learn some of the reasons behind the fluctuating market, and what can you do to avoid becoming another casualty. Follow these simple instructions and you will position yourself to survive in a hard market and thrive in a soft market. Thu, 28 Jun 2007 22:25:52 -0400 http://articles.getacoder.com/Surviving_A_Hard_Market_534777x1183083952.htm http://articles.getacoder.com/Surviving_A_Hard_Market_534777x1183083952.htm If you want cheap mortgage protection insurance, you need to shop around. This is exactly what Managing Director Simon Burgess of British Insurance tells customers. British Insurance is a standalone ethical payment protection specialist. Because banks and lenders increasingly dominate the market, you may have a difficult time knowing where you can get cheap mortgage protection insurance. Sat, 16 Jun 2007 12:57:39 -0400 http://articles.getacoder.com/For_Cheap_Mortgage_Protection_Insurance,_Shop_Around_570289x1182013059.htm http://articles.getacoder.com/For_Cheap_Mortgage_Protection_Insurance,_Shop_Around_570289x1182013059.htm Being injured on the job can be both a scary and painful time, and there are many employees who are not sure how they should respond and what they should do if they are injured on the job Sun, 10 Jun 2007 23:24:33 -0400 http://articles.getacoder.com/On_the_Job_Injuries_-_Get_the_Compensation_You_Deserve_534781x1181532273.htm http://articles.getacoder.com/On_the_Job_Injuries_-_Get_the_Compensation_You_Deserve_534781x1181532273.htm Unless you don't read the finance sections of the newspaper, you will no doubt be familiar with payment protection insurance - or PPI for short. Thu, 26 Apr 2007 11:50:35 -0400 http://articles.getacoder.com/Payment_Protection_Insurance_For_Beginners_403306x1177602635.htm http://articles.getacoder.com/Payment_Protection_Insurance_For_Beginners_403306x1177602635.htm If you are a small business employer and even have only one employee then you better have workmen's compensation insurance, if you don't in some places you can be thrown in jail. Employees can get hurt anytime and you just never know what can happen. If they are on their way to work or on there way home your small business might be liable for some or all of their lost wages if they are injured. This is my view of the situation. Mon, 02 Apr 2007 15:04:30 -0400 http://articles.getacoder.com/Workmens_Compensation_Insurance_and_Your_Business_Future_534782x1175540670.htm http://articles.getacoder.com/Workmens_Compensation_Insurance_and_Your_Business_Future_534782x1175540670.htm When you purchase workers compensation insurance for your business it is important to remember that your employees won't be contributing to the premiums. This is one expense that employers are required by law to bear all by themselves. Thu, 28 Sep 2006 05:13:03 -0400 http://articles.getacoder.com/How_to_Save_Money_on_Workers_Compensation_Insurance_534783x1159434783.htm http://articles.getacoder.com/How_to_Save_Money_on_Workers_Compensation_Insurance_534783x1159434783.htm Worker's Compensation Insurance for construction-related framing contractors has always been expensive. Danny Harter, owner of DH Framing already knew that much because he faithfully carried this insurance in order to work in legal compliance with State insurance requirements. But what Danny wasn't expecting - to be suddenly cancelled by his Worker's Compensation Insurance carrier - happened in November, 2004 - all because "out of the blue," his insurance carrier simply decided that his company was "too small" for their interest. Danny had two employees, including himself, and a weekly payroll between $1,500 and $2,000.00. Fri, 11 Aug 2006 02:35:21 -0400 http://articles.getacoder.com/Workers_Compensation_Insurance_-_Construction_Contractors_534784x1155278121.htm http://articles.getacoder.com/Workers_Compensation_Insurance_-_Construction_Contractors_534784x1155278121.htm An injury on the job is usually governed by the workers compensation rules in your state. You should have a working knowledge of these rules so that you can be properly compensated if you do suffer an injury on the job. In Virginia your employer is required to post a short summary of your rights in a conspicuous place. Sun, 05 Jun 2005 08:36:10 -0400 http://articles.getacoder.com/What_To_Do_When_You_Suffer_An_Injury_On_The_Job_534785x1117974970.htm http://articles.getacoder.com/What_To_Do_When_You_Suffer_An_Injury_On_The_Job_534785x1117974970.htm Copyright 2007 getacoder.com - All Rights Reserved.