http://articles.getacoder.com/insurance/flood.htm Free Content For Your Website http://creativecommons.org/licenses/by-nc-nd/2.0/ Hurricanes bring heavy rains and can cause flood damage. You need to be sure you're protected if you live in a hurricane prone area. Don't assume you are. Read this article for detailed information on hurricane protection. Sun, 27 Jul 2008 23:38:24 -0400 http://articles.getacoder.com/Protect_Your_Home_and_Finances_Against_Hurricanes_1549277x1217216304.htm http://articles.getacoder.com/Protect_Your_Home_and_Finances_Against_Hurricanes_1549277x1217216304.htm A full year has passed since floods battered the UK leaving thousands of homeowners reaching for their home insurance policies to bail them out of a financial disaster. So what lessons can we learn in case the floods strike again? Thu, 17 Jul 2008 04:02:24 -0400 http://articles.getacoder.com/What_to_Do_If_a_Flood_Hits_You_1451857x1216281744.htm http://articles.getacoder.com/What_to_Do_If_a_Flood_Hits_You_1451857x1216281744.htm You were woken up at 12 midnight by the sound of a hailstorm that smashes your windows, followed by a torrential rain that refused to stop. Before you knew it, your home has been covered by damaging water. Will your insurance policy cover this loss? That will depends on the type of insurance you chose to purchase and how the water got into your home. Thu, 10 Jul 2008 08:31:02 -0400 http://articles.getacoder.com/Flood_Water_Damage_Insurance_-_What_You_Should_Know_1549280x1215693062.htm http://articles.getacoder.com/Flood_Water_Damage_Insurance_-_What_You_Should_Know_1549280x1215693062.htm Sitting in my office today, I heard about Hurricane Bertha which literally overnight went from tropical storm to Category 3 overnight. This took me back in time 3 years to when Katrina hit the Gulf of Mexico. Tue, 08 Jul 2008 15:35:03 -0400 http://articles.getacoder.com/No_Insurance_Hurricane_Season_is_Back_1498215x1215545703.htm http://articles.getacoder.com/No_Insurance_Hurricane_Season_is_Back_1498215x1215545703.htm The biggest investment most Americans would have is their home, so isn't it wisdom to protect that investment? Home owner's insurance policy is a compulsory requirement before mortgagors would consider your application and the insurance amount must at least cover the loan. But that is not enough; if you live in an area that is prone to floods then you need to get a separate cover for flood. Sat, 05 Jul 2008 19:38:44 -0400 http://articles.getacoder.com/Home_Owners_Insurance_-_Flooding_1423163x1215301124.htm http://articles.getacoder.com/Home_Owners_Insurance_-_Flooding_1423163x1215301124.htm Flood is the number one threat amongst all the natural disasters so it pays to be protected against it. Get the basic tips on getting flood coverage insurance and what you need to look out for. Sat, 05 Jul 2008 02:10:34 -0400 http://articles.getacoder.com/Are_You_Insured_For_Floods_1498216x1215238234.htm http://articles.getacoder.com/Are_You_Insured_For_Floods_1498216x1215238234.htm Sir Michael Pitt called for fundamental changes in the way Britain adapts to the increased chances of flooding following last year's storms. The floods led to around 165,000 home insurance claims and there are lessons to be learned both for the Government and for homeowners. In his independent review, Mr Pitt suggested a cabinet committee be established that is dedicated to tackling the risks of flooding. Wed, 02 Jul 2008 21:22:18 -0400 http://articles.getacoder.com/Learning_Lessons_From_the_Floods_of_2007_1473210x1215048138.htm http://articles.getacoder.com/Learning_Lessons_From_the_Floods_of_2007_1473210x1215048138.htm As a Harris County appraiser, I have witnessed a lot of fictions with concern to flooding in Houston and Harris County. With storm season once again nearing, I believed this could be a goodmatter to talk about. Mon, 23 Jun 2008 16:47:43 -0400 http://articles.getacoder.com/Harris_County_Appraiser_-_Texas_House_and_Property_1469844x1214254063.htm http://articles.getacoder.com/Harris_County_Appraiser_-_Texas_House_and_Property_1469844x1214254063.htm If you are planning to get a flood insurance cover but do not have the time to go to the providers in your area, you have one option and that is to apply online. The internet can help you choose an insurance policy provider who will fit your needs and you can fill in necessary forms online. This method however, may confuse you if you do not look at the fine prints for particular policies very closely. Here are a few tips when you apply for a flood insurance cover online. Mon, 25 Feb 2008 13:28:19 -0500 http://articles.getacoder.com/What_Your_Flood_Insurance_Covers_1193273x1203964099.htm http://articles.getacoder.com/What_Your_Flood_Insurance_Covers_1193273x1203964099.htm You have been regularly paying your flood insurance policy premiums and you are at ease with the knowledge that in case of emergencies like flooding, you have cover for your house and the contents. But are your home and contents properly insured? Thu, 21 Feb 2008 16:42:17 -0500 http://articles.getacoder.com/Is_Your_Home_Adequately_Covered_1187965x1203630137.htm http://articles.getacoder.com/Is_Your_Home_Adequately_Covered_1187965x1203630137.htm The occurrence of floods is something that may come with and without warning, and there is nothing you can do to stop it. However you are not that helpless. There are preventive measures you can do to lessen or control the damage and to protect your homes from the fury of the flood. Wed, 20 Feb 2008 18:36:00 -0500 http://articles.getacoder.com/Preventive_Measures_Against_Floods_1187964x1203550560.htm http://articles.getacoder.com/Preventive_Measures_Against_Floods_1187964x1203550560.htm There are many flood insurance providers all over the United Kingdom, and all a client will do is to look for a particular provider which will suit his or her needs. Look and compare the features of all the flood insurance providers to see which fits you best. Tue, 19 Feb 2008 06:32:12 -0500 http://articles.getacoder.com/Flood_Insurance_Providers_in_the_UK_1182670x1203420732.htm http://articles.getacoder.com/Flood_Insurance_Providers_in_the_UK_1182670x1203420732.htm Natural calamities like floods occur at the most unexpected times. This is something you or your insurance provider has no control of. Here is where the need to have your property insured come in. Mon, 18 Feb 2008 03:20:09 -0500 http://articles.getacoder.com/Claiming_Your_Flood_Insurance_1182668x1203322809.htm http://articles.getacoder.com/Claiming_Your_Flood_Insurance_1182668x1203322809.htm When your house is located in a flood region, you have to suffer all the consequences that come with it. Floods may come any time, and you have to be always be prepared for it. One hitch for living in a flood area is it will affect your flood zone insurance premium. Sat, 16 Feb 2008 10:22:10 -0500 http://articles.getacoder.com/Disadvantages_In_A_Flood_Risk_Area_1193274x1203175330.htm http://articles.getacoder.com/Disadvantages_In_A_Flood_Risk_Area_1193274x1203175330.htm According to a recent survey, about 6.5 million homes in the UK are at risk from flooding, and 1.5 million of these homes are in high risk areas. This survey should make your bones shiver because your house could be one of the 6.5 million homes! Fri, 15 Feb 2008 17:28:58 -0500 http://articles.getacoder.com/Flood_Alert_In_The_UK_1187963x1203114538.htm http://articles.getacoder.com/Flood_Alert_In_The_UK_1187963x1203114538.htm Floods can not be stopped or avoided, and if your home is located in a flood zone area, there is really nothing you can do expect to take measures to minimize the possible damage or destruction of your property. Wed, 30 Jan 2008 14:15:30 -0500 http://articles.getacoder.com/What_To_Do_In_Case_Of_Flood_1187966x1201720530.htm http://articles.getacoder.com/What_To_Do_In_Case_Of_Flood_1187966x1201720530.htm Insurance companies differ in their rates and quotes but several factors affect the cost of the premiums on your UK flood zone insurance. First of all, you need to specify the level of cover you require. This amount will make quite a large difference to the size of your premiums. Mon, 28 Jan 2008 11:10:36 -0500 http://articles.getacoder.com/Calculating_Flood_Zone_Insurance_Premiums_1182671x1201536636.htm http://articles.getacoder.com/Calculating_Flood_Zone_Insurance_Premiums_1182671x1201536636.htm With increasing numbers of incidents of flooding every year, choosing the right insurance policy can be vital to protecting your valuables from flood damage. After the waters have receded, your first step should be to contact your insurance company - most of which have 24 hour help lines - and don't worry if you can't find your policy documents as your insurer will have you on the database. Sat, 26 Jan 2008 01:41:20 -0500 http://articles.getacoder.com/Home_Insurance_-_Avoid_a_Washout_1211820x1201329680.htm http://articles.getacoder.com/Home_Insurance_-_Avoid_a_Washout_1211820x1201329680.htm The cost of flood insurance people pay nowadays is affected by the location where their house is located. Those people whose houses are located in higher-risk areas pay higher premiums and higher excess on flood-related claims as compared to those whose houses are in low-risk areas. Thu, 17 Jan 2008 22:58:44 -0500 http://articles.getacoder.com/Flood_Plain_Insurance_1182669x1200628724.htm http://articles.getacoder.com/Flood_Plain_Insurance_1182669x1200628724.htm Shopping for a flood zone insurance provider is a very important decision you have to make to protect your home and your contents, so spend enough time to acquaint yourself with the policies of the insurance providers before you make a choice. There are so many insurance companies for you to choose from and it is very vital that you put your trust on an insurance company that has a good reputation, a solid history and proper accreditation in the insurance industry. Fri, 11 Jan 2008 09:38:26 -0500 http://articles.getacoder.com/Thing_To_Consider_When_Taking_Flood_Zone_Insurance_1187967x1200062306.htm http://articles.getacoder.com/Thing_To_Consider_When_Taking_Flood_Zone_Insurance_1187967x1200062306.htm Usually an after thought, home owner flood insurance may be the best investment you can make to protect your home and possessions. There are different levels of protection, as with all insurance policies, that you can select... Sat, 05 Jan 2008 12:08:06 -0500 http://articles.getacoder.com/Why_Home_Owner_Flood_Insurance_Makes_Sense_1347494x1199552886.htm http://articles.getacoder.com/Why_Home_Owner_Flood_Insurance_Makes_Sense_1347494x1199552886.htm Choosing your flood zone insurance is an important decision that you should not be rash about it. So much is at stake that it is important for you to make the right choice. Take time to browse through the flood zone insurance providers in your area and check their insurance quotes. Sat, 05 Jan 2008 05:00:51 -0500 http://articles.getacoder.com/Choosing_Your_Flood_Zone_Insurance_1182666x1199527251.htm http://articles.getacoder.com/Choosing_Your_Flood_Zone_Insurance_1182666x1199527251.htm How much of your property is covered by your insurance policy? Have you limited the cover of some contents of your house to cut the cost of your insurance premium? Tue, 01 Jan 2008 13:38:04 -0500 http://articles.getacoder.com/Reducing_Your_Flood_Insurance_Premium_1187968x1199212684.htm http://articles.getacoder.com/Reducing_Your_Flood_Insurance_Premium_1187968x1199212684.htm A flood is not always defined as a wall of water rushing towards your property and taking all your belongings into the river to merge with the other belongings of your neighbours. Even a single inch of excess water is enough to cause costly damage to your home and to your belongings. Sun, 30 Dec 2007 08:56:29 -0500 http://articles.getacoder.com/Flood_Insurance_Basics_1187969x1199022989.htm http://articles.getacoder.com/Flood_Insurance_Basics_1187969x1199022989.htm As new providers of flood zone insurance join the market every year, the rates are becoming competitive. To add to this, other retail outlets are already offering flood zone insurance, too and this is proving to be an advantage to the insurance policy holder. Sun, 23 Dec 2007 13:01:22 -0500 http://articles.getacoder.com/Finding_Cheap_Flood_Zone_Insurance_Rates_1193275x1198432882.htm http://articles.getacoder.com/Finding_Cheap_Flood_Zone_Insurance_Rates_1193275x1198432882.htm Are you having problems with your flood zone insurance company? Life does not always go smoothly because you want it to, and like other things in life, having a problem with your flood zone insurance company is something you must expect. Sun, 23 Dec 2007 00:26:48 -0500 http://articles.getacoder.com/Where_To_Go_In_Case_Of_Conflicts_1187970x1198387608.htm http://articles.getacoder.com/Where_To_Go_In_Case_Of_Conflicts_1187970x1198387608.htm What is the NFIP? In Texas the least expensive way to get flood insurance is from the National Flood Insurance Program (NFIP). Sat, 08 Dec 2007 11:22:40 -0500 http://articles.getacoder.com/Texas_NFIP_Insurance_1087567x1197130960.htm http://articles.getacoder.com/Texas_NFIP_Insurance_1087567x1197130960.htm When you plan to get a flood insurance policy to cover the contents of your home, you can not just walk in and announce your wish. The insurance company would require you to have a detailed list and thorough inventory of all the things and contents you want covered. Sat, 08 Dec 2007 06:23:36 -0500 http://articles.getacoder.com/Compiling_A_Property_Inventory_1182667x1197113016.htm http://articles.getacoder.com/Compiling_A_Property_Inventory_1182667x1197113016.htm Who are you going to call if your lender requires flood insurance? Lender required flood insurance is an issue for many Texas homeowners. When a home is located in an area of increased risk for flooding, the federal government tells lenders to require flood insurance. Fri, 09 Nov 2007 21:11:43 -0500 http://articles.getacoder.com/Texas_Lender_Required_Flood_Insurance_Information_634275x1194660703.htm http://articles.getacoder.com/Texas_Lender_Required_Flood_Insurance_Information_634275x1194660703.htm The last few years have seen the amount of rainfall in the UK increase and in the past few months especially there have been horrific scenes of homes devastated and in some cases entire towns cut off for weeks at a time. It is with all of this in mind we take a look at why it is becoming hard to decrease flood insurance premiums in the UK. Tue, 23 Oct 2007 21:54:55 -0400 http://articles.getacoder.com/Why_It_Is_Becoming_Hard_To_Decrease_Flood_Insurance_Premiums_In_The_UK_597311x1193190895.htm http://articles.getacoder.com/Why_It_Is_Becoming_Hard_To_Decrease_Flood_Insurance_Premiums_In_The_UK_597311x1193190895.htm The climate of our world is changing and it would seem it is changing more and more with each passing day. Looking back at the summer of 2007 and the complete difference between 2007 and 2006 it has become apparent that the amount of rain that the UK is getting will probably increase over the next few years. With this in mind we ask have you performed your own Flood Risk Assessment? Mon, 15 Oct 2007 03:59:19 -0400 http://articles.getacoder.com/Have_You_Performed_Your_Own_Flood_Risk_Assessment_597310x1192435159.htm http://articles.getacoder.com/Have_You_Performed_Your_Own_Flood_Risk_Assessment_597310x1192435159.htm Most homeowners assume that they are either automatically covered for flood damage under their homeowners insurance policy, or think that they are too far from the coast to really need flood insurance coverage. But according to the National Flood Insurance Program (NFIP), one of every three claims comes from outside the high-risk flood areas. Fri, 05 Oct 2007 21:58:38 -0400 http://articles.getacoder.com/Flood_Insurance_Secret_-_Your_Homeowners_Insurance_Policy_Probably_Doesnt_Cover_You!_588143x1191635918.htm http://articles.getacoder.com/Flood_Insurance_Secret_-_Your_Homeowners_Insurance_Policy_Probably_Doesnt_Cover_You!_588143x1191635918.htm An article discussing the recent floods and their impact on UK home insurance. Fri, 28 Sep 2007 23:17:32 -0400 http://articles.getacoder.com/Floods_And_Home_Insurance_567810x1191035852.htm http://articles.getacoder.com/Floods_And_Home_Insurance_567810x1191035852.htm Imagine paying for home or business insurance year on year blissfully unaware that the cover you have isn't actually what you want or need. This article looks at what home and business owners can do to make sure they get the protection and peace of mind they need. Tue, 25 Sep 2007 06:11:45 -0400 http://articles.getacoder.com/Is_It_Worth_Risking_It_All_For_Cheap_Insurance_601941x1190715105.htm http://articles.getacoder.com/Is_It_Worth_Risking_It_All_For_Cheap_Insurance_601941x1190715105.htm You may think you already have flood insurance, but most homeowners companies do not cover damage caused by floods. You also may think you don't need flood insurance because you don't live on the coast, but flood damage is the most common damage to property in the US. Learn who needs flood insurance, and the basics of obtaining affordable coverage. Thu, 20 Sep 2007 20:29:02 -0400 http://articles.getacoder.com/Who_Needs_Flood_Insurance,_You_617423x1190334542.htm http://articles.getacoder.com/Who_Needs_Flood_Insurance,_You_617423x1190334542.htm Considering the climate is ever changing and the majority of the UK has in recent weeks (June 2007) been suffering from unusual weather and in particular rain and storms, it is now more essential and more important than ever that you know whether or not you are covered by your policy for events such as flooding. Wed, 12 Sep 2007 17:07:22 -0400 http://articles.getacoder.com/Does_Your_Insurance_Cover_Flooding_567812x1189631242.htm http://articles.getacoder.com/Does_Your_Insurance_Cover_Flooding_567812x1189631242.htm What makes Houston a special market for flood insurance? Mon, 10 Sep 2007 13:48:04 -0400 http://articles.getacoder.com/Houston_Flood_Insurance_Information_567813x1189446484.htm http://articles.getacoder.com/Houston_Flood_Insurance_Information_567813x1189446484.htm Making sure that your home is insured against flooding is more important in today's changing climate than ever before. There are more changes in our weather now and one year is very different to the last so ensuring that your belongings are insured is very important. Thu, 23 Aug 2007 22:41:52 -0400 http://articles.getacoder.com/Why_Flood_Insurance_for_Your_Home_is_Important_588140x1187923312.htm http://articles.getacoder.com/Why_Flood_Insurance_for_Your_Home_is_Important_588140x1187923312.htm After the past three months have seen record rainfall in the UK and many towns have been devastated by the onslaught of rain where months of rain have fallen in hours, flash floods and flood damage has become the number one news story in the UK. Thu, 16 Aug 2007 13:27:43 -0400 http://articles.getacoder.com/UK_Flood_Insurance_Cover_-_Are_You_Protected_588141x1187285263.htm http://articles.getacoder.com/UK_Flood_Insurance_Cover_-_Are_You_Protected_588141x1187285263.htm All across the United States, there are a large number of homeowners who have flood insurance coverage on their homes. An even larger number of homeowners do not have flood insurance coverage, even though they should. Due to a large number of natural disaster and rare weather events, there are many American homeowners that are interested in obtaining flood insurance coverage for their home. Thu, 16 Aug 2007 02:00:08 -0400 http://articles.getacoder.com/How_to_Obtain_Flood_Insurance_in_Florida_588142x1187244008.htm http://articles.getacoder.com/How_to_Obtain_Flood_Insurance_in_Florida_588142x1187244008.htm Property owners across Britain have been left devastated after floods that have damaged homes and businesses, and according to forecasts, more flooding is expected this weekend. Last weeks flooding left eight dead with at least 600 injured. The latest downpour has been estimated costing over one billion pounds. Mon, 30 Jul 2007 23:41:41 -0400 http://articles.getacoder.com/Claims_Are_Still_Gushing_In_After_Floods_567811x1185853301.htm http://articles.getacoder.com/Claims_Are_Still_Gushing_In_After_Floods_567811x1185853301.htm Are you prepared for the Hurricane season? Sun, 22 Jul 2007 17:20:54 -0400 http://articles.getacoder.com/Significant_Flood_Events_556310x1185139254.htm http://articles.getacoder.com/Significant_Flood_Events_556310x1185139254.htm The lazy days of summer are upon us. So pass the sweetened sun-brewed iced tea with the mini cocktail umbrella and light up a few tiki torches. But don't doze off in that hammock just yet. Along with summer comes the increased chance of severe summer weather. As hurricane season swiftly approaches, homeowners are encouraged to prepare for worst case scenarios. Sat, 30 Jun 2007 21:41:01 -0400 http://articles.getacoder.com/Hurricane_Season_2007:_Tips_to_Keep_Your_Home_Insured_Against_Flood_Damage_556312x1183254061.htm http://articles.getacoder.com/Hurricane_Season_2007:_Tips_to_Keep_Your_Home_Insured_Against_Flood_Damage_556312x1183254061.htm Hurricane season is just around the corner, which means greater potential for flooding and/or flood damage to your home. Sun, 20 May 2007 08:44:31 -0400 http://articles.getacoder.com/Hurricane_Season_-_Are_You_Prepared_With_Flood_Insurance_507668x1179665071.htm http://articles.getacoder.com/Hurricane_Season_-_Are_You_Prepared_With_Flood_Insurance_507668x1179665071.htm The 2007 Atlantic Tropical Hurricane Season is rapidly approaching and folks are hoping that this season will be mild like the 2006 Tropical Hurricane Season, which meteorologists said was about an average season. We all hope so, as the memory of Katrina, Rita and Wilma, the three sisters from hell still lingers in our minds. That insane 2005 Atlantic Tropical Season will take a great number of years to forget. The folks in New Orleans and along the Gulf Coast may never forget it. Fri, 20 Apr 2007 11:06:39 -0400 http://articles.getacoder.com/Flood_Insurance_-_Are_You_Positive_You_Are_Covered_556313x1177081599.htm http://articles.getacoder.com/Flood_Insurance_-_Are_You_Positive_You_Are_Covered_556313x1177081599.htm It is thought that over two million homes throughout the UK are at risk from flooding. This is due to many factors such as heavy rainfall or high tides due to bad weather, although flooding can also occur through other mishaps such as broken pipes. Fri, 13 Apr 2007 19:22:41 -0400 http://articles.getacoder.com/Home_Insurance_And_Flooding_461769x1176506561.htm http://articles.getacoder.com/Home_Insurance_And_Flooding_461769x1176506561.htm 8 Reasons to get flood insurance. Wed, 28 Feb 2007 07:51:12 -0500 http://articles.getacoder.com/Texas_Flood_Insurance_-_8_Reasons_Why_556314x1172667072.htm http://articles.getacoder.com/Texas_Flood_Insurance_-_8_Reasons_Why_556314x1172667072.htm Many homeowners are also surprised to learn that flood insurance is not included under their regular home owner's insurance policy or renter's policy. And a surprising statistic is that in general, you are 30 times more likely to lose your home to a flood than a fire. Sun, 21 Jan 2007 01:33:05 -0500 http://articles.getacoder.com/Is_Your_Homeowners_Insurance_Giving_You_Protection_from_Flood_Damage_or_Losses_556315x1169361185.htm http://articles.getacoder.com/Is_Your_Homeowners_Insurance_Giving_You_Protection_from_Flood_Damage_or_Losses_556315x1169361185.htm Thousands, if not millions of homes, are damaged each year due to flooding. Flooding is an event that can not always be prevented. It is often hard to predict well in advance when a large amount of rainfall is going to cause flooding in a specific area. Tue, 29 Aug 2006 04:06:32 -0400 http://articles.getacoder.com/Federal_Flood_Insurance_Programs:__Helping_to_Lower_the_Cost_of_Flood_Insurance_556316x1156838792.htm http://articles.getacoder.com/Federal_Flood_Insurance_Programs:__Helping_to_Lower_the_Cost_of_Flood_Insurance_556316x1156838792.htm Houses in high flood risk areas could be uninsurable. That's bad news for owners as its value could drop by 80%. This article provides the background. Wed, 05 Jul 2006 16:51:10 -0400 http://articles.getacoder.com/Home_Insurance,_Flood_Alert_514816x1152132670.htm http://articles.getacoder.com/Home_Insurance,_Flood_Alert_514816x1152132670.htm Many people may not realize they have bought a flooded car until they take it to get insured. They then find out that their agent can't even issue them an insurance rate quote because of the salvage title on the vehicle. What should they do? Sun, 23 Apr 2006 08:26:23 -0400 http://articles.getacoder.com/Buyer_Beware:__Insurance_Salvage_Flood_Vehicles_514296x1145795183.htm http://articles.getacoder.com/Buyer_Beware:__Insurance_Salvage_Flood_Vehicles_514296x1145795183.htm What is the impact of increased flooding risk in the UK? What happens if your home becomes effected by flood? Sat, 02 Jul 2005 04:33:21 -0400 http://articles.getacoder.com/Buildings_Insurance_and_the_Threat_of_Flood_556317x1120293201.htm http://articles.getacoder.com/Buildings_Insurance_and_the_Threat_of_Flood_556317x1120293201.htm Copyright 2007 getacoder.com - All Rights Reserved.