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Long Term Care - Preparing for Retirement
The life expectancy of the average American is estimated to be 65years. Due to the availability of medical care, most Americans expect to live to be about 70years and above. The challenge at that time becomes that of taking care of the home and the chores that come with it. As one gets older, the issue of retirement and one begins to think of what to do and how to take care of one's self. This is where Long Term Care insurance policy comes in. there are different coverages in...
Chisomeje Odimba
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Long-Term Care Insurance - Are Policies That Combine Life and Long-Term Care Insurance a Good Value?
These policies are sold as a "gimmick" to people who refuse to pay for insurance coverage they may never use. They believe they are getting something for free- but insurance companies do not "give away" insurance. With this type of policy, you are actually paying for two types of insurance coverage, whether you need both types or not: life insurance and long-term care insurance.
Allen Hamm
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Long-Term Care Insurance - Are One of These 5 Myths Keeping You From Planning With LTC Insurance?
Are you risking your family's financial future by not planning ahead for long-term care? Many people avoid long-term care insurance because of long-held myths that aren't true. Find out if you're a good candidate for LTC insurance by looking at the facts.
Allen Hamm
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Long-Term Care Insurance and Why Inflation Protection is So Important
Long-Term Care insurance and inflation protection helps keep pace with the increased costs of health care services. Simply stated, inflation means that products or services (long-term care services) will cost more in the future than they do today. Some costs rise slowly, some rise faster than others. But, long-term care is expensive now and cost will almost certainly rise in the future.
Dane Petchul
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Long-Term Care Insurance - LTC Insurance Policies Are Enhanced With Care Coordination Benefit
Find out why the Care Coordination Benefit offered in some long-term care insurance policies adds more vlaue to your coverage. Don't buy LTC insurance unless this benefit is included.
Allen Hamm
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Long Term Care - Understanding Long Term Care Services
What is long term care? how does it affect me and my loved ones. Ignorance about an issue does not help one make wise decisions. it is very important to understand what long term is all about. who needs it? would i need it? Long term care is the total care given to a person who is suffering from a disease that keeps a person from active life. Though a lot of people assume that long term care is for old folks only, but it is also for sick folk who can't take care of themselves. The...
Chisomeje Odimba
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LCTi Premiums - Do I Continue Paying While Receiving Benefits?
This is a common question for those who have been paying their LCTi Premiums, but are about to collect on them. Heaven forbid that you may need to start collecting benefits abruptly because of an accident, illness or surgery, but in the event this happens, you will want to collect on your benefits while you are still in the process of paying your premiums.
Terry Stanfield
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Long-Term Care Insurance - Who Can Afford It?
Insurance is a wonderful thing. It gives us the peace of mind knowing that someone has our back, and it provides us with the security we need in the event of an accident that can alter the course of our lives. Long-term care insurance is no different, but many feel they cannot get it because they do not know how they will afford long-term care insurance.
Terry Stanfield
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Long-Term Care Insurance - Is Your Health Good Enough to Qualify for LTC Insurance?
Do you know if you're healthy enough to qualify for long-term care insurance? Most of us feel like we're pretty healthy and there shouldn't be a problem qualifying. But if you're on certain types of medications, or have a combination of health problems, it may not be that easy. Learn how LTC insurance companies evaluate applications for approval or decline.
Allen Hamm
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Confessions of an Unsuccessful Insurance Salesperson
If you think clients are doing you a favor when they purchase long-term care insurance - think again! How one woman learned through maturity and hindsight that closing the sale wasn't all about her.
Elaine K. Sanchez
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