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Is Our Overspending Encouraged By Society And Women's Magazines?
Personal debt is out of control in the UK and USA. It has become tolerated and even expected that we each have credit cards, loans and mortgages, and most of our wages now go to keeping up with these debts. and yet, we can't seem to stop spending. Why?
Cynthia Curry
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Put Some Cash Back Into Your Pocket After Christmas
there are ways of living cheaply without living miserably. Having faced up to the difficult financial circumstances the christmas holidays can create for us, you can support yourself with these savvy shopping and saving tips.
Cynthia Curry
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Record Levels of Sales Shopping Combine with Record Levels of Personal Debt
are people mad? why are we still spending when we can't afford to pay it back? Credit cards are pushing through record levels of interest, punishing their customers in 2008 and yet people keep increasing their bills, buying sales tat they probably don't need nor really want.....
Cynthia Curry
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2007 - Another Great Year For The Banks Scamming Their Customers
Millions of savers were shortchanged this year as banks and building societies failed to pass on the full benefits of rising interest rates. The Bank of England had increased interest rates from 5% in January 2007 to 5.75% in July.
Cynthia Curry
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Credit Card Rates Shoot Up And You Have No Way To Appeal
Profiteering? Many card companies are seeking new ways to boost new revenue after the crackdown on excessive late payment fees, and this is probably the first of many inventive and immoral ways that card companies will exploit their customers and fatten up their margins.
Cynthia Curry
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Does the Christmas Spirit Give You a Money Hangover? Try No Cost Gifting
When do we all overspend most? And in a couple of months time, do we remember who got us what or to whom we gave what to? No, we don't. so why don't we stop this crazy rampant consumerism and save ourselves some money and give something more meaningful?
Cynthia Curry
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How Badly Will You Be Affected By The Coming Recession?
Are you related to an ostrich? Or maybe you've missed the news about the US housing market crisis and the fall out that's had on the world markets. Banks have already written off billions in credit market losses and estimates put the total at $500 billion. Still thinking we're not heading for recession?
Cynthia Curry
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Central Banks To Rescue The Money Markets
The unprecented intervention of the world's central banks yesterday, must have given hope to home owners and borrowers who were set to see the cost of credit rise. The Bank Of England, The Fereral Reserve, and the Central Banks of Canada, Europe and Switzerland are set to pump billions into the international money markets in a desperate bid to stave off the credit crisis. This is the first time the world's major central banks have taken co-ordinated action to pump extra money...
Cynthia Curry
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Learn How Money Works
Did you ever have any financial education in school? Were you taught how the financial institutions work, how the banks are profit driven and that it's up to you to look after your own money? Of course not! It amazes me that we still do not teach our children the fundamentals of money, and yet we're resigned to them going into huge debt to pay for university. Banks even have credit cards aimed at teenagers now!
Cynthia Curry
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Getting in Financial Shape for 2008, Part 2 - Commit to Spending Less
To gain financial freedom, you must first understand where you're starting from, what you're spending your money on and where you're just throwing it away. Time to make changes now, so you start creating a buffer for leaner times.
Cynthia Curry
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