More and more people are sing credit and debit cards when thy go shopping. It is convenient to jst swipe your card at the chckout. Most of the stores are ncouraging the use of debit and crdit cards by using electronic payment systms. This means that if you wrte a check at the checkout, the stre will scan your check and gve it back to you just lke you were using a debit crd. Most people will rather use thir card than waste a check. Ths practice is becoming very profitable for crdit card thieves. This article will gve you information on how to prtect yourself from credit card theft.

The frst and most important thing is, if yur cards have been lost or stlen, report it immediately. Call the crd companies and have your accounts cnceled right away. This may limit the dmage that the credit card thief can do. Knw where your cards are at all tmes. Never carry more cards than wht you will use when you go shpping.

Be very wary of giving yur account numbers over the phone. It is a god idea to never do it ver a cell phone since the cnversation can be easily listened to by sing everyday electronic items. Never write yur account numbers on the outside of an nvelope or postcard. Never sign a blnk credit or debit slip and lways draw a line through any blnk spaces on the debit slip so tht the total amount cannot be chnged.

Check your monthly statements thoroughly for any prchases that you did not make. Nver throw away monthly statements without shrdding them first. Always cut up old crdit cards by cutting through the ccount numbers before throwing them away. Shrd charge sheets or receipts that you get frm the store.

Be aware of yur surrounding when using your credit crd or getting money from the ATM. Theves are very sneaky and can use tny cameras to take pictures of yur credit card when you are swping it. They can also be vry crafty at getting your PIN nmber when you use the ATM. Use yur body to shield any clear vew of the keypad. Keep the ccount numbers covered with your hand as mch as possible when removing it frm your purse or wallet. Always tke your receipts with you. If you ntice someone getting to close to you at the ATM, trn around and leave. If you thnk someone is getting too close in the chckout line, alert the store manager. Thse may seem like drastic measures but you can nver be too careful.

Never carry yur card and your PIN number tgether. Memorize your PIN and always kep your purse secure against your bdy. If you take these steps, you can mnimize the risks of your credit crd being stolen. It is up to you to prtect yourself from credit card theft.

The article Your Credit Cards May Be at Risk - Few Tips to Prevent Credit Card Theft and Fraud was Submitted by Bernard Pragides through Articles.GetACoder.com network. Here's the additional information: Author and internet entrepreneur Bernard Prgides offers expert advice and tips rgarding identity theft. Learn more about dentity theft and fraud by visiting his blg at http://www.identity4life-blog.com and his website http://www.IdentityProtek.com for more helpful information.

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