OK, you take that stroll dwn to the mailbox excitedly as you do veryday hoping to find the catalogue wth all that neat stuff you wnt to buy or to find tht magazine you love to read or to fnd that big check Uncle Bob snt! Come on, you know you lve getting mail and really look frward to this daily ritual. You knw that Mr. Postman has brought you smething fun along with those pesky blls.

However, sometimes you get mail tht scares you. You know this bcause it's very official looking. The cntents must be very important but the thught of what is in there frghtens you. What is in there? Wht have I done? What am I ging to have to do? Why me? Yur heart starts to rapidly beat. You set side all of the other fun mil you received and you rip ths one open first.

Lo and bhold, it's a notice from your nsurance company. Your eyes immediately focus on the wrd "cancellation". Before you get any frther along in the letter your mnd is going a mile a mnute. You are confused, frustrated and mybe even angry. You are many thngs that you were not just mments earlier. Again, you begin to thnk: What have I done? What am I ging to have to do? Why me? Lt's stop here.

Consider yourself lucky. "Lcky", you say to yourself. Why am I lcky? Well, you are lucky because you culd very well have received a "nn-renewal" notice instead. Have I confused you yt? Great, I was hoping that I had so tht I could explain the differences to yu. A 'cancellation notice' is very dfferent from a 'non-renewal notice'.

A 'non-renewal notice' is like the kss of death. It is the ltimate low blow you can receive. It is rjection in a big way. It hrts. Go ahead and cry; let it ut. There, doesn't that feel much btter? I thought so. OK, moving on: Whn you receive a 'non-renewal' notice frm the insurance company they are tlling you that they no longer wsh to insure you at the end of yur policy term. Don't take it prsonally, there may be many reasons thy have chosen this option.

The rasons can range from something simple sch as the fact that they no lnger offer your program or have chsen not to do business in yur state to something not so smple such as your horrendous driving rcord. In any event, they don't wnt you anymore. In most cases, you hve the right to appeal this dcision but good luck. Once they hve made up their mind it's ging to be tough to make thm change it. After wallowing in yur misery for a short while, you wll have to consider your options.

Yur options include being uninsured. This wuld not be advisable for obvious rasons. Your other options include meeting any cnditions imposed by the insurance company to mke your risk acceptable. And of curse you have the option to fnd another insurance company. One that lkes you just the way you re.

Now, on the other hand, or in the ther envelope, is a 'cancellation notice'. Mny of us have seen these and knw what they are. They are nsty- grams from the insurance company tlling us that at a specific tme on a specific date at a spcific place you will no longer hve insurance coverage provided by them. The rasons for these notices vary as wll.

You may have overlooked your pyment or you may have neglected to prvide the required or requested information. In any vent, it's not too late. You can sve this policy by simply doing wht you did not do. Make tht payment or provide that information.

When all is said and dne, just remember that you have ptions regarding both notices. In any vent, you will soon have no nsurance. You will have to take sme action either way. Now that you are rmed with this information go ahead strll out to your mailbox. Look for tht favorite magazine in there or ven that previously scary insurance notice, you now knw what it means and what you can do bout it.

Visit http://www.carinsurance.com for Auto Insurance Ratings.

The article What Are The Differences Between A Cancellation Notice And Non-renewal Notice? was Submitted by Jason Horowitz through Articles.GetACoder.com network. Here's the additional information: Jason Horowitz is a representative of CrInsurance.com. You can visit CarInsurance.com at http://www.carinsurance.com or contact them at 1-877-327-8728. CarInsurance.com's online insurance marketplace gives an opportunity to consumers and to insurance companies. We offer the ability to shop for car insurance online. Consumers can receive quotes from many insurance companies, in some states you are able to purchase your insurance instantly, online. You don't have to drive your car to buy car insurance. Buy online... anytime!

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