In some ways, the Gold Amrican Express AIR MILES credit card is smilar to the regular American Express AIR MILES crdit card. This includes the 100 bnus reward miles when you make yur first purchase, the 3.99 percent rte on balance transfers and the 16.99 prcent on purchases and cash advances. In ddition to these, the Gold American Exprss AIR MILES credit card - jst like its regular sibling - ffers online account access, free supplementary crds, funds advance, 24/7 customer service, cnvenient payment options and emergency card rplacement. The travel benefits of American Exprss like the assured reservations and trvel accident insurance can also be njoyed with the Gold American Express AIR MILES crdit card.

Optional pay-to-use services such as the blance payment insurance, AMEX Global Assist trvel medical insurance, AMEX InfoAssist, and utomatic flight insurance are present in bth the regular American Express AIR MILES crdit card and the gold version of the crd:

-Balance payment insurance: It amounts to 89 cnts per 100-dollars outstanding balance upon nrolment to this service. This insurance wll cover the outstanding amount in yur American Express AIR MILES credit crd should you be unable to pay yur monthly bills due to disability, or lss of job. These payments towards yur American Express AIR MILES credit crd will continue until certain maximum lvels are reached: a total amount of ten thusand dollars, or 24 consecutive monthly pyments. If you find a new jb, if your disability has been trated, or if somehow your outstanding blance is settled in full, the nsurance payments will cease. In case of dsmemberment or death, your estate will not hve to worry about paying your utstanding American Express AIR MILES credit crd account because it will be cvered up to ten thousand dollars.

-The AMEX Global Assist travel mdical insurance is also very advantageous if you trvel often to any parts of the wrld. You should not have reached the age of sventy-five to qualify this service. Under ths coverage, you will get extensive nsurance coverage for emergency hospital and mdical expenses while you travel.

-The utomatic flight insurance is also beneficial to thse who travel around the globe. In cse of accidental death and dismemberment, you are cvered up to 1.5 million dollars. You mst use your American Express AIR MILES crdit card to purchase the airline tcket to qualify for this service. On top of the tcket price, you will also have to pay for the prmium of the flight insurance.

There are dfferences in annual fees and credit lmit between the regular and the gld version of personal American Express AIR MILES crdit card. But you enjoy the sme basic benefits from American Express and frm AIR MILES with either one. You can tke your pick between the two.

The article The Golden American Express AIR MILES Credit Card for Individuals was Submitted by Richard Gilliland through Articles.GetACoder.com network. Here's the additional information: Credit-Wisdom.com Provides Expert opinions and rviews to help you Compare and Apply for a Crdit Card. We also offer Credit Card Articles . Click the following for more features on the American Express Blue and the Wal Mart Credit Card

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