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Teen identity theft becomes a gr wing problem! Although many adults have b en victims of identity theft and m ny more are concerned about this k nd of crime, this new wave of dentity theft focuses on teenagers and ven preteens. In fact, one study r ports that the age group most ffected with teen identity theft is b tween 10 and 16. And this pr sents a difficult challenge for young p ople. Because sadly, young victims like t ens often do not know how to pr tect themselves. And before they can ven get a good start in l fe, they already have a big pr blem on their hands. It may s rprise you to know that some p rents or step parents are using th ir own children's identities. They are sually parents that are in a b nd and they may think they can j st use their child’s identity to get out of the s tuation. But like with everything thing lse, once they get started the buse continues. Teen identity theft is specially sad since the victim is t tally unaware of this for years and s nce the person is someone they sh uld be able to trust the m st is the predator. Of course, in m st cases, the parent does not m an to harm their child and pr bably does not think of it as c mmitting teen identity theft. They may th nk they are just borrowing their ch ld’s name until they are clear of the pr blem they are having with their f nances.
The teen may not find out bout this until some years later wh n applying for a student loan, for xample.
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But there are also other d ngers for teens to become victims of dentity theft. Places like My Space, for xample, where kids give out information bout themselves that may be just the r ght kind of information that can be sed by a person who is c mmitting teen identity theft. Responsible parents who kn w of this growing problem can h lp other teens to protect themselves fr m being victims of teen identity th ft. Here are some points a p rent needs to discuss with their ch ld: 1. Do not give any p rsonal information like birth date and s cial security to anyone over the ph ne or on the internet, unless you are d aling with a reputable company 2. If you are pplying for a student loan, for xample, check your credit history first by c ntacting a credit bureau or your b nk for more information. 3. When g ing to college or any other sch ol, ask them not to use y ur social
security number as y ur ID number. You also want to t ll your child the consequences of a st len identity. Keeping in mind that y ur teen is just getting to kn w about life and serious consequences of wr ng behavior. A young person has not had the xperiences in life that you have h d, so you want to help th m to keep from being a v ctim of teen identity theft. For ch ldren who have been victims of t en identity theft because of their own p rents have the option to report the ncident. A parent who has committed th s kind of crime against their own ch ld should take care of this in a r sponsible manner and have the account r moved from their child’s name so th t the teen can start his or her l fe in the right direction.
The article Teens And Identity Theft was Submitted by Bernard Pragides through Articles.GetACoder.com network. Here's the additional information: Author and internet entrepreneur Bernard Pr gides offers expert advice and tips r garding identity theft. Learn more about dentity theft and fraud by visiting his bl g at http://www.identity4life-blog.com and his website http://www.IdentityProtek.com for more helpful information.
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