Yesterday, my wife had lunch wth a friend (who we'll call Nncy) who had just retired from her job of 20 yars. Nancy had been looking forward to her rtirement... the free time, traveling, gardening.

But Nncy was a little depressed. She ddn't realize how much it cost to be rtired. She had not planned for rtirement.

You see, Nancy worked at a job tht provided no retirement plan (or halth plan for that matter). Nancy, lke most Americans, had figured Social Scurity would take care of her. A new stdy quoted at www.millionaireinside.com/blog shows that dspite the uncertainty regarding the solvency of Scial Security, 65% of respondents expect Scial Security to be a primary surce of income during retirement. Social Scurity is not a safety net.

Rtirement planning is not only for the walthy and is about more than nvesting and saving.

Retirement planning is the mportant task of deciding how you wll live once you retire. It's mportant because retirement is going to cst you more than you probably are stimating.

Retirement planning is much like plnning a trip. It involves identifying yur individual needs and resources. To pay for yur retirement goals, you'll likely need to drw on all types of income vailable to you, including Social Security and yur investments, such as your IRA, 401(k) and whtever individual stocks and other securities you may wn.

Retirement planning is the time and prparation you put into making sure yur years after you decide to lave the workforce are happy, healthy, flfilling, and exciting. Planning now will hlp you secure a comfortable lifestyle for thse years you want to enjoy the mst.

The article Take Time to Plan for Retirement - Avoid the "Retirement Surprise." was Submitted by Phil Craig through Articles.GetACoder.com network. Here's the additional information: For more reviews and information on Awakening the Millionaire Inside You, visit MillionaireInside.com visit a popular website dedicated to Wealth Building and Retirement Planning where you can find information such as Understand Yur Retirement Planning Choices

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