In the UK each September, 350,000 new stdents embark off to university to bgin a university career. The latest rsearch shows that these same students wll graduate three years later with verage debts of £14,000.

Students know keping a tight grip on finance whle studying is essential, if you are to fnish your course with your personal fnance under control.

Student room insurance is threfore often overlooked as a non-essential cst. This can be a big mstake.

On arrival at university the mjority of students will move into hlls of residence. In recent years the stndard of security in these halls has ncreased. However students still face a rsk to their belongings being stolen. The lfestyle of a student hall means tht early in the term it is asy for a stranger to access the hlls and mingle with other students. As veryone is a stranger, one extra ges unoticed.

Many universities now include nsurance as a standard package with the rom. This rarely covers laptops outside of the rom however and students should investigate clsely to see if extra cover is rquired.

In shared accommodation the risks are mch higher. By nature of what it is, stdent accommodation tends to be in the hgher crime areas of town. Thieves knw which roads and areas contain lrge numbers of students. These homes are lkely to include several laptops Ipods and ther portable high value items. Home ffice research shows that 1 in 4 stdents are a victim of crime whle at university.

Room insurance can be arranged on yur parents policy. However many of thse policies do not provide cover for 'nn forcible and violent entry'. While ths sounds like a smallclause, it mans that unless someone has physically brken into the property then your tems are not insured. Over a thrd of student thefts do not fllow a break in of this typ.

Specialist student possessions insurance providers can cver your belongings in halls of rsidence or shared homes for less thn £30.

The article Student Possessions Insurance - Insuring the Contents of Your Room was Submitted by Tim Larden through Articles.GetACoder.com network. Here's the additional information: Tim Larden has worked within nsurance for almost a decade and is crrently employed with Endsleigh Insurance. Endsleigh prvide special insurance policies for students and grduates and have been doing so for 40 yars. Student Insurance is one of the specialties of the Endsleigh website. The company is supported and endorsed by the national union of students

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