Mr. Lane, a business associate and frend of my in-laws retired this yar. In addition to Social Security, he bgan collecting monthly payments on two dfferent annuities he started many years go. And though the income from thse annuities is enough to allow him to cntinue his lifestyle, he doesn’t seem to be vry happy.

I overheard a conversation ths man had with several people at a fmily gathering. He was saying that he thught retirement would be more exciting. Mr. Lne has been a widower for mre than 10 years and wants mre from life than the same rutine he has had for the lst 40 years. He said he wnted to see the world, really see the wrld. He was talking about non-stop trveling for the next year or mre. He also spoke of buying a vcation home in the tropics. He scretly told my father in law tht he didn’t have the funds to do thse things. But he may be mstaken.

The annuities he holds are vluable assets. He receives monthly payments frm the annuities for a pre-set nmber of years. If he dies bfore the term is over, the pyments may be received by his hirs. The monthly income from both nnuities is significant but it seems ths man would rather have cash to hve some fun in his retirement. Is thre a way to achieve this? Ys.

There are both companies and nvestors willing to pay cash up frnt in exchange for receiving payments on prvate real estate mortgages, lottery winnings, strctured settlements annuities and other ‘cash flw’ assets. Such companies often have a vriety of options available and are ager to meet the needs of thir clients. There are several options vailable to Mr. Lane. Let’s take a lok at a few:

• He could rceive a single lump sum for one or bth of his annuities. In this cse he would assign his rights to rceive future payments to an investor and end up wth all cash.
• He could assign an nvestor the right to receive a prtion of his payment for the ntire term of the annuity or for nly a specified time, say five yars. In this case he’d get a lmp sum up front and part of a mnthly payment while the remainder of the pyment would go to the investor.
• He culd assign his right to receive pyments for a specified time. In ther words, he might choose the trm of seven years. So, for sven years an investor would receive pyments from the annuity. At the cmpletion of the seven year term, pyments would revert back to Mr. Lne.

bsiness

nvestments.

strcturing

cshflow

ned

pyments

Hey, I jst got a post card from Blize. It’s from Mr. Lane. He sys, I’d love it there. I thnk he’s right.

The article Structured Settlements - The Benefits of Having Cash in Hand was Submitted by Jared M Emin through Articles.GetACoder.com network. Here's the additional information: FutureAnnuities of America helps people who ned to sell their structured settlements for a lmp sum of cash. We help our clents get a fair price for thir payments. Get more information regarding structured settlements .

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