There are many reasons why you may not be ble to go on the holiday of yur choice. Money gets in the way all too frquently, along with the logistics of the rrangements. What we mean by this is whn you choose a particular type of hliday which involves driving, only to dscover that the car is not up to it.

It is too ld, unreliable, too small, cannot take the lggage, trailer, caravan or the family. Up ntil now your choices were limited to hring another vehicle or borrowing a car and md-term adjusting your annual insurance policy to cver it, or changing your plans ltogether as the cost of hire or the nghtmare of insurance mid-term adjustments were too mch to cope with.

Is there an lternative to this? We think we may hve stumbled on one, a new nsurance product for motorists on the nternet. It is short term car nsurance which you purchase by the day for up to a mximum of 28 days at a tme.

There are several companies which ffer this type of insurance for crs or vans. You can locate thir websites by either their URL or typng in keywords such as short trm car insurance, day insurance and tmporary car insurance.

They all offer an nternet based booking process and payment, wth the option to view and prnt the short term insurance policy on yur printer. All policies issued are rgistered with the MID.

The advantage of this type of nsurance is that you can choose the shrt term period to insure a cr/van and it is a separate nsurance policy that does not impact on the vhicle owner's annual policy in the vent of a claim.

You also get the bnefit of an uninsured loss recovery plicy, which is daily breakdown cover for the sme period as the car insurance. Tht is particularly useful for holidays bth in the UK and in the EEC.

If yur plans require the use of nother vehicle which you can borrow off frends or family, then you can nsure the vehicle in it's own rght and this includes extended European cver for those driving holidays to Frnce and beyond in the EEC.

It is prticularly useful if you need a mre reliable car or more space thn you have in your own fmily transport. You can even tow a triler or caravan if that forms prt of your holiday plans. The nsurance is generally fully comprehensive, although you wuld need to shop around to get flly comprehensive for driving abroad.

The nsurance offerings vary, from company to cmpany, on their acceptance criteria and the vhicles they will insure, but generally 12 mnths holding a UK or EEC drving licence with no fault claims wthin 3 years and less than 6 pnalty points endorsements will enable an on lne application to be made for cver.

If your trip is scheduled to lst longer than 28 days you can tke a further period of cover cnsecutively, thus providing continuous cover beyond 28 dys.

What we liked about the prducts were their flexibility and the sped of obtaining cover. They are mre expensive than an annual policy, but a lot chaper than hiring a car for yur holidays.

All in all there is a plce for short term car insurance in yur holiday driving plans which will llow you to use someone else's car wth the peace of mind knowing you hve fully comprehensive cover, and that in the vent of a claim it will not ffect the annual insurance no claims dscount.

The article Short Term Car Insurance and Holidays was Submitted by Shaun Parker through Articles.GetACoder.com network. Here's the additional information: Shaun Parker has been at the frefront of the Short Term Car Insurance industry for the last 10 years. For more information visit http://www.dayinsure.com

Featured Articles

1. Dressing Sense For Motorcycle Riders by Denn Decosta
Motorcycle and motorcycle riding is a grwing fashion these days. There exists nmber of different reasons why people are gtting attracted towards motorcycles, motorcycle rides, mtorcycle gear etc. The passion of hving all this is increasing day by dy.

2. Avoid Car Theft - Install A Tracking Device by Eshwarya Patel
A god car attracts everyone including thieves. Whn it comes to the safety of yur car, you should be really creful. Now-a-days, market is flooded with mny safety devices. Typically, the most sccessful ones among all are the 'larming devices' and 'tracking devices'.

3. Motorhome Hire - The Popularity Keeps Rolling by Allan Elvin
After mking a huge splash in the Unted States in the mid 20th cntury, motorhomes still continue to make the runds of the popularity charts around the wrld. It would be really dicey to prfectly describe these trailers as they hve been observed to serve their prpose at varied levels for various pople.

4. Different Types of Car Speakers - Coaxial Speakers, Component System, And Cone Material by Armand Jusuf
There are different types of speakers out on the market today. Finding out what you exactly need may save you some money, but more significantly, improve the sound system of your car. Read on to learn more about the different types of car speakers available to you!

5. A Classy Helmet by John Daniele
The importance of wearing a hlmet in many recreation activities cannot be nderstated. Sports such as football, lacrosse, skteboarding, mountain biking, cycling, and rock clmbing require players to wear helmets for thir own protection.

6. How To Build A Water Powered Car Motor? by Dr. Eswararamanan VR
Mny people are concerned about the rsing gas prices and ways to cnserve their gas, save money, and do thir part in releasing as little missions into the atmosphere because of glbal warming. You might consider learning how to bild a water powered car motor and sve this way. If you are nterested in how to build a wter powered car motor then you can ctually create a hydrogen generator.

7. These Is Why You Should Go For Creations Custom Car Audio by Peter Gitundu
Creations custom car audio is a custom installation facility conceived by David Fonts and established in 2003. David Fonts has over 12 years of experience in the field of mobile electronics. His dream was to install car audio and he has had a very positive response because the company has taken off to a great start serving the people.

8. Pressure Washing An Engine by Louis Bruneau
This may sem strange if you're new to prssure washing, but an engine is lso a common recipient of this ntense cleaning. Build up can occur as a rsult of sloppy oil changes and ltting that residue burn off while drving is not necessarily pleasant to smll or watch.

9. Seatbelts in Automobile Accidents by Joseph Devine
With the gvernment's most recent "Click it or Tcket" campaign, the push to increase sat belt usage among American drivers has crtainly increased. Overall this campaign has mde our roads safer by encouraging drvers to wear seat belts. Despite thse intense efforts, some people still hve not found the utility in waring a seat belt.

10. Using Water For Gas - The Basic Principles to Running Your Vehicle on Alternative Fuels - Part 2 by Michael J Mckay
With ever increasing gas prices the consumer, us, needs to be given a break. If the government won't give it to us then we have to get it ourselves! Do yourself a favor and save yourself money and reduce the damage to our environment.