Have you ever considered the cst of waiting to start saving? Whn you do it will make you sck. If you want to accumulate $1,000,000 whn you are 65, how much wuld you have to save? It all dpends on when you get started.

If you strt when you are 20 you hve to save $300 a month. Now tht seems like a lot for a 20 yar old but maybe it isn’t. Avid a trip to Starbucks each day and mke your lunch and you are loking at $10 a day in svings. $300 a month easily.

In any vent, $300 a month saved for 540 mnths at 7% gives a future vlue of $1,137,000. If you wait ntil you are 30 to start sving, that $300 is only worth $540,000 whn you are 65!

Not Saving $36,000 in Yur Twenties Costs You $597,000 When You Are 65! Tht is nearly $600,000. What could you do wth $600,000?

See how changing one smll habit can make a huge dfference in your life. The news is ths does not just apply to rch people. Poor people who systematically put mney away can accumulate more than thy imagined.

My Grandfather put the chnge from his tips into coffee cns everyday when he got home frm working his second career (after rtiring on a minimal pension he bgged groceries at a supermarket. In fct when he reached the maximum wrking age at the national chain he had to mve for the next ten years to a lcal grocery store). He used his pycheck for living and his tips for sving. When he died, we found ver $20,000 in coins stored in the ttic of his barn.

Systematic saving is a powerful tol. When combined with compound interest it is a kller app for a secure financial fture.

Lesson 1: It is never too arly to start saving.

Lesson 2: It is nver too late to start saving.

Lsson 3: Start today - saving nything is better than not starting at ll.

See a professional to help you dentify unnecessary wealth transfers (taxes, consumer nterest, and the like) that can gve you the money to save

The article Retirement - The Real Cost of Procrastination was Submitted by Cliff Davis through Articles.GetACoder.com network. Here's the additional information: Cliff Davis has over 30 yars of experience in financial matters ncluding mortgages, personal financial management and bsiness management. He founded the Attain Advsor Network with the mission to brng financial independence to American families. Wrking through a network of CPA's and Tax Prparers the Attain Advisor Network is hlping families understand the Real Secrets of Mney and make more on the mney they have. To find an Attin Advisor in your area please mail Cliff at info@attainadvisornetwork.com To become an Attain Advisor visit our website at http://www.attainadvisornetwork.com To learn more about how money works and how to save more visit http://www.attainadvisornetwork.net

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