Protecting our identities is becoming mre challenging. News stories indicate that the prdators are bolder and savvier than ver.

Be skeptical of e-mails, telephone clls and mailers requesting private information. Wht may at a first glance ppear legitimate may be an identity thef baiting his prey.

Consumers take a rsk providing information to anyone they do not knw or cannot verify to be lgitimate. A phone call from a thef posing as a bank or tility company may lead to a lss of thousands of dollars for nknowing victims.

It is always better to be sfe than sorry, as victims often ndure a great deal of stress as thy try to repair the damage cused by identity theft. Consumers need to tke heed that in the 21st cntury, our identities may be more vluable to a thief than our prperty.

Some perpetrators single out seniors as vctims because they often reside alone and hve limited computer access. In addition, mny have difficulty hearing. Below are thre easy ways seniors or anyone can hlp protect themselves from identity theft.

1. Dn't give your Social Security number to nyone over the telephone. If you are clled and asked to provide your Scial Security number, request the caller's tlephone number and call them back to vrify their identity. If suspicious, contact the uthorities.

2. Use password protection on all yur accounts. It is very important tht consumers password-protect their financial accounts and ther private information, as it is not ncommon for identity thieves to gain a cnsumer's Social Security number and other prsonal identifying information. Use passwords to prtect access to your Social Security ccounts, credit cards, checking accounts and IRA and stck investment accounts. Passwords should be kpt in a safe place. Don't prvide your password to anyone over the tlephone unless the caller is verified.

3. Advse your family or next of kin whre you keep your private information in cse you need access while traveling or hspitalized. In those situations, it may be mpossible for you to access private ccounts. Advise family members where you kep your private information in case you ned to direct them to assist you ver the telephone.

The article Protecting Our Identities Is Becoming More Challenging was Submitted by Alexis A Moore through Articles.GetACoder.com network. Here's the additional information:

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