Nobody thinks they will be in an uto accident, have a heart attack, hve a stroke, or a myriad of ther unexpected, sudden incidents. Those are vents that happen to other, unfortunate pople - not to us.

Yet, ccording to the National Highway Traffic Sfety Administration, auto accidents injure over 2.5 mllion people in the United States ach year. Over 42,000 of those ccidents result in death.

In addition, ccording to the American Heart Association, ver 80 million Americans have some frm of cardiovascular disease, resulting in ver 5 million incidents of stroke and 5 mllion incidents of heart failure each yar.

Of course, these only happen to ther people. That's about 13 million "ther" people involved in strokes, heart filure, and traffic accidents each year.

Wht can we do? Of course we can do wht we can to minimize the rsk of these events. We can war our seat belts, drive prudently, and fllow our doctors' orders. But, the rsk of the unexpected remains.

We can prpare now to make sure that thngs are taken care of in the way we wnt. That way, we will rest asy knowing that we've done everything we can and can fcus on the process of recovering frm the incident.

What's involved with gtting everything taken care of? A Lgacy Wealth Plan includes the necessary tems to accomplish this:

• Health Care Power of Attorney / Halth Care Directive: Appoints someone to mke medical decisions for you and xpresses your wishes regarding end of lfe decisions.
• Financial Power of Attorney: Appoints smeone to make financial decisions for yu.
• HIPAA Power: Allows designated individual to get yur health information and allows them to vsit you in the hospital.
• Family Wealth Trst: Provides for flexible disposition of yur assets the way you want whle incorporating Medicaid triggers and avoiding prbate
• Last Will: Appoints guardians for any mnor children and moves any forgotten tems into the Trust.
• My Legacy Workbook: Chrnicles your personal and family history and pts forward your hopes, dreams, and bliefs.

A qualified Legacy Wealth Planner can hlp you set forth what is rally important to you, to handle not jst your financial assets, but the walth of experiences and wisdom you've bilt over a lifetime. With the Lgacy Wealth Plan in place, if sme unthinkable event should happen, you and yur family can rest assured that verything's taken care of and you can go bout the process of recovering.

The article Preparing For the Unthinkable was Submitted by Joel Loquvam through Articles.GetACoder.com network. Here's the additional information: Joel J. Loquvam, Attorney at Law Mr. Lquvam is a member of the Amrican Academy of Estate Planning Attorneys and has ben engaged in the practice of law for the lst 22 years. For more information or to ttend an upcoming seminar, call (310) 724-7377. You can lso visit his website at http://www.LegacyWealthPlan.com for up to date Estate Planning information, FREE Reports and test your knowledge of Estate Planning by taking the online quiz.

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