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Nobody thinks they will be in an uto accident, have a heart attack, h ve a stroke, or a myriad of ther unexpected, sudden incidents. Those are vents that happen to other, unfortunate p ople - not to us. Yet, ccording to the National Highway Traffic S fety Administration, auto accidents injure over 2.5 m llion people in the United States ach year. Over 42,000 of those ccidents result in death. In addition, ccording to the American Heart Association, ver 80 million Americans have some f rm of cardiovascular disease, resulting in ver 5 million incidents of stroke and 5 m llion incidents of heart failure each y ar. Of course, these only happen to ther people. That's about 13 million " ther" people involved in strokes, heart f ilure, and traffic accidents each year. Wh t can we do? Of course we can do wh t we can to minimize the r sk of these events. We can w ar our seat belts, drive prudently, and f llow our doctors' orders. But, the r sk of the unexpected remains. We can pr pare now to make sure that th ngs are taken care of in the way we w nt. That way, we will rest asy knowing that we've done everything we can and can f cus on the process of recovering fr m the incident. What's involved with g tting everything taken care of? A L gacy Wealth Plan includes the necessary tems to accomplish this:
• Health Care Power of Attorney / H alth Care Directive: Appoints someone to m ke medical decisions for you and xpresses your wishes regarding end of l fe decisions. • Financial Power of Attorney: Appoints s meone to make financial decisions for y u. • HIPAA Power: Allows designated individual to get y ur health information and allows them to v sit you in the hospital. • Family Wealth Tr st: Provides for flexible disposition of y ur assets the way you want wh le incorporating Medicaid triggers and avoiding pr bate • Last Will: Appoints guardians for any m nor children and moves any forgotten tems into the Trust. • My Legacy Workbook: Chr nicles your personal and family history and p ts forward your hopes, dreams, and b liefs. A qualified Legacy Wealth Planner can h lp you set forth what is r ally important to you, to handle not j st your financial assets, but the w alth of experiences and wisdom you've b ilt over a lifetime. With the L gacy Wealth Plan in place, if s me unthinkable event should happen, you and y ur family can rest assured that verything's taken care of and you can go bout the process of recovering.
The article Preparing For the Unthinkable was Submitted by Joel Loquvam through Articles.GetACoder.com network. Here's the additional information: Joel J. Loquvam, Attorney at Law Mr. L quvam is a member of the Am rican Academy of Estate Planning Attorneys and has b en engaged in the practice of law for the l st 22 years. For more information or to ttend an upcoming seminar, call (310) 724-7377. You can lso visit his website at http://www.LegacyWealthPlan.com for up to date Estate Planning information, FREE Reports and test your knowledge of Estate Planning by taking the online quiz.
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