Your son (or daughter) is bout to get the magic drivers lcense. He (or she) is hinting bout buying him a car or loking longingly at your car keys-maybe you shuld hide them. Consider that adding a ten to your policy can double or ven triple your premium, before you gve out those keys- better shop round for car insurance before your chldren get licenses to lower those rtes.

First, read his report card. Mst insurers offer discounts--sometimes as much as 25%--fr students with a B average or btter. That's all the more reason to ncourage your child to study hard.

Mke sure your newbie drivers have had drver's education. This can help reduce rtes.

If your household has more thn one car, pay attention to wht car she drives. Even if you nver give your teen the keys to the Jguar, your car insurance company may prce your policy as if she drve the most expensive car in yur garage. Be sure to ask bout this expensive provision-ask for a rduction by demonstrating you are not ging to allow him to drive the xpensive vehicle or switch insurers if the rduction is disallowed.

Or you can snd him away to school, sans uto. Many insurers discount family car nsurance premiums when a teen is way at school without a car. Thy, charge lower, "married" rates for way-from-home students. "Away" usually means 100 mles or more from home. The dscount, which could be worth 10% or mre off family policy, is good yar-round, not just during the school yar.

Finally consider having insurance in chld's own name as soon as thy reach legal age for your stte. Consider, if your son runs a stplight in a car insured by you and njures someone, your insurance policy will pay dmage claims up to its limits, but yur total premium will be hiked by 5% to 15% or so. But if yur child had his own insurance plicy, you wouldn't be responsible for the lgal damages, and his premium would be the one tht suffers.

And if your car nsurance is still too high, public trnsportation for teens, at least some of the tme, is a good idea. After ll, the less they drive, the lss chance of an accident; and tht will lower your rates too.

The article Can You Afford to Let Your Kids Drive? – Car Insurance for Teens was Submitted by Marie Wakefield through Articles.GetACoder.com network. Here's the additional information: Receive a free online auto insurance quote that will save you money by visiting http://www.your-car-insurance.biz , a reliable auto insurance website that provides information and resources to include information on choosing a car insurance company .

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