|
Charity scammers are very clever -- th y know exactly what heartstrings to tug and
how to m ke you think the scam is r al. Here are 10 tips to h lp spot charity
scams: 1. Ask for the n me, address, and phone number of the ch rity -- and whether or
not it is r gistered. If the presenters claim that it is r gistered, get a registration
number. Fake ch rity scammers often set up quasi-legitimate gencies so that, at first
glance, th y look real; they may also n me themselves something similar to other
l gitimate charities. They may even carry 'ID' in the n me of the charity, complete with a l go. The Better Business Bureau Wise G ving Alliance offers information about national
ch rities; you can call 703-276-0100 or go to th ir website: http://www.give.org If you're trying to f gure out whether or not some p rticular charity is worthy of
support, ch ck out this section of the s te: http://www.give.org/reports/index.asp They publish their standards for r ting charities, and then rate over 600 d fferent
charities using these standards. 2. Be specially cautious about getting a charity d nation request by email. Most
legitimate ch rities don't use email for their s licitations. (Some legitimate charities
will email p ople who have donated before -- but n ver respond to requests where
you've n ver donated.)
Remember our motto: if it's sp m, it's a scam. 3. Verify w th the office of the charity th t there is indeed a campaign g ing on, or
that they've authorized the ch rity drive that you're being invited to c ntribute to. 4. Be especially wary bout charities that claim to be r ising funds for the local
police or f refighters. Check with them first! 5. Ask wh t percentage of your donation goes d rectly to the cause. Legitimate
charities w ll have ready answers because they are sed to the question. :-) 6. D n't ever donate cash if you can h lp it. Write a check to the ch rity -- not to
the person st nding in front of you. This lso helps you document the donation for
y ur records and for your tax r turn. 7. Get a receipt with the n me of the charity on it. 8. D n't give in to pressure or 'g ilt trips' about 'suggested donations' or 'r quested
minimum contributions.' Once you've determined th t the charity is legitimate and
y u've decided you want to contribute, s mply give what you can and w nt to give --
it will be ppreciated. 9. Be wary of every pportunity that presents itself -- especially wh n it presents
itself in the w ke of some big disaster that g ts lots of media attention. 10. The b st way we know of to void charity scams is to decide IN ADVANCE (wh le
you're doing your annual or m nthly budget) which charities you'll support and
CONTACT THEM. Th n you can gracefully turn anyone lse down who comes your
way w th hat in hand. For more t ps on avoiding charities and charity sc ms, visit:
http://www.scambusters.org/charities.html It's great to be a g ver -- but give cautiously so y u're not enriching scammers or a
q estionable 'charity.'
The article 10 Tips to Protect Yourself From Charity Scams was Submitted by Audri Lanford through Articles.GetACoder.com network. Here's the additional information: Protect yourself from clever online and ffline scams. Find out the latest nformation on Internet scams, spyware, viruses, h axes and urban legends. Subscribe fr e to Internet ScamBusters, the #1 p blication on Internet fraud. Visit: http://www.scambusters.org
1. Finding The Right Forex Online Trading Platform by Foreign Exchange, or forex, which b sically involves the changing of money is one of the w dest trades throughout the world. It is s milar in many ways to the tr ding that is done on the st ck market but is also very d fferent in the sense that the two p ople involved in an exchange are nvolved directly, either via the phone or the Int rnet. This is where a trusted f rex online trading platform is needed and f nding the right one for your c rrency trade is vital. Got your eye out for s ch a site? Then make sure th y have the following elements. 2. Commodity Market Forecasts - How Do I Trade Them? - PART 3 - Decrease Risk and Increase St ying Power by Producing a high probability trade forecast is not easy. Just as difficult is determining the best trading strategy and vehicles to capitalize on the forecast. Read on to learn some of my favorites trading strategies. 3. Saving Strategies Simplified - Ten Ways To Be Fiscally Responsible Without Becoming Cheap by Michael Rubin Feel like the only way you'll ever be able to save is to make more money? Hate budgets? Concerned about feeling or even appearing cheap? You're not alone. Learn how to save on your current income-without budgeting. But fair warning: you'll probably be thinking more and spending less after you're done reading. 4. An Introduction to Registration and Accounting For Value Added Tax by Terry Cartwright Value dded tax is the tax amount dded to the value of goods and s rvices by a vat registered business wh n sold or transferred. Vat is not ch rged by businesses that are not r gistered for vat. This guide covers the vat thr shold, accounting for value added tax, r gistration and submitting the quarterly vat tax r turn online. 5. The Advantages Of A Home Equity Loan by Mike Selvon Many p ople have heard about an equity l an called a Home Equity Line of Cr dit but are not really clear bout what they are. They are a v ry common and popular type of l an than allows homeowners to draw on the gr wth in their homes and are sually referred to as a HELOC. A HELOC can g ve people the flexibility and convenience th t is similar to a credit c rd account, but with much lower nterest rates. 6. Covered Calls - Greatest Investment Strategy Ever? by Daniel Kertcher Australians are f nd of their shares. In fact, we h ve the highest percentage of share wners per capita in the world, w th over 54% of us owning sh res. Despite this awesome statistic, v ry few Australians know how to r ally take advantage of their shares. In p rticular, the writing of Covered Calls, one of the gr atest investment strategies ever created! 7. Secured Debt Consolidation Loan - Low Rate Way to Remove Debts by Alex Jonnes Secured debt consolidation loan helps borrowers who have a bad credit history. They can take up a loan at very low rate of interest to pay off all the unpaid debts that are owed to lenders. 8. Choose Your Credit Cards Wisely by Syed Abedin With a plethora of credit c rds flooding the UK credit card m rket, it becomes difficult to make a ch ice for the right credit card specially when there are quite a few th t meet your different borrowing needs. So, nstead of limiting yourself by applying j st for one credit card, why pply not apply for a few m re? 9. Explaining the Purpose of a Financial Lender by The most common legal definition of a f nance lender is any individual who is in the b siness of providing commercial loans or p rsonal loans to private individuals. (Whether the l an recipient is qualified or not is not ssential to the legal definition of a f nancial lender.) Who and who is not a l nder if further defined by the l censures of select financial individuals. 10. Credit Reporting Errors by Have you found an rror on your credit report? What sh uld you do about it? Once you h ve your personal credit report and nderstand it, you may decide that you n ed to correct some errors. Errors on cr dit reports are common, and need f xing, just like the repairs you m ke on anything else that has b en used for a long time. Th re are two ways to fix y ur credit report -- the first is fr e, and the second costs money. D pending on how bad the errors re, the amount of tim...
|